Melinda Sineriz

Melinda Sineriz is a financial writer and editor who resides in Toledo, Ohio. She has a bachelor's degree in English from Miami University in Oxford, Ohio. She also has a Master of the Arts in Teaching from Bard College. Melinda has been writing about personal finance for over a decade, with a full-time focus over the past few years. She also worked in insurance for five years, including as a licensed life and health insurance agent. She specializes in writing about mortgages. student loans, personal loans, insurance, managing credit and debt, and credit cards. She enjoys helping people make informed financial decisions. When she's not working, she's reading, avoiding writing a novel, or spending time with her dogs and cats.

Posts by Melinda Sineriz

Holiday Loans: What They Are and How to Get One

No matter what holiday you celebrate, the memories you create with your family is of course the most important part. But many late fall and winter holidays are centered around gift giving as a core...

Pawn Shop Loans: Are They Safe?

Emergency cash may be needed for a variety of circumstances, from car repair to the power bill to groceries when payday is still far away. If you’re running short on funds, you may not have...

Online Payday Loans in Alabama

If you’re looking into online payday loans in Alabama, keep in mind that a payday loan may not be exactly what you need. If you're seeking emergency cash that you can pay back over time,...

Buy Now Pay Later for Bad Credit: Does it Exist?

Buy now pay later options allow you to make purchases now and pay for them later, often in installments over a month or two. Being able to pay in installments is appealing at times when...

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