Tara Seboldt

Few things can make you feel as anxious or defeated as a financial emergency. Whether you get an unexpected bill or suddenly lose your income source, not having the money you need packs on additional...

Building your credit history doesn’t happen overnight, but sometimes you need to work on your score is where you want it to be. When this happens, it can be hard to know what to expect...

Credit scores can be confusing. Between the different scoring models and credit bureaus, sometimes it’s hard to understand what your score actually means. If you have a 500 credit score, you might be wondering if...

Credit cards have a mixed reputation. Some people think they’re the best way to build credit and make purchases. Others see them as debt traps that should be avoided. Both ends of the credit card...

Life doesn’t always stick to your regular payday schedule. Unexpected expenses—like a busted tire or last-minute birthday gift—can pop up and throw your budget off track. You’re then left with a hard choice of what...

According to data from the Consumer Financial Protection Bureau (CFPB), credit card users paid $12 billion in late fees in 2020. The report also found that low-income cardholders and those with lower credit scores were...

If you’re looking to build credit but are not sure of the best option to get started, you may want to consider credit cards. First, it’s important to know how credit cards work and have...

From attorney fees to alimony and child support, divorce proceedings are expensive! Throw in the emotional toll a divorce can take and there’s a good chance you’ll find yourself overwhelmed. Your credit score is probably...

Did you know nearly 400,000 nonbusiness bankruptcies were filed in 2021? If you’re one of the many people considering bankruptcy as your final option to get out of debt, you probably have questions. How does...