Category: Credit

Does Paying Rent Build Credit?

Does paying rent build credit? Normally paying your rent won’t affect your credit score. However, if your landlord reports your successful payments to the three credit bureaus, your credit score can improve over time.  Rent...

4 App Alternatives to Self You Need to Know About For Building Credit

Self is a free app that offers small, personal loans to its customers. When the borrower pays back these loans, their credit score goes up. Smartphone apps like Self are a great way for people...

How to Build Credit With a Credit Card From Grain

So what’s a Grain credit card or in general a “digital credit card”? Well, it actually is not as obvious as you think. Surprise! It’s not a traditional credit card company. A Grain credit card...

Credit Score 101

Do You Have a 550 Credit Score? Here’s What You Should Know

550 Credit Score  Your Fico credit score is a simple, three-digit number that has a giant impact on your access to many financial services like loans and credit cards. If you have a good high...

How Can I Raise My Credit Score in 30 Days

Imagine this: you need a loan quickly, but you know that your lender will check your credit score. You also know that if you have a low score, you can end up paying more for...

What’s The Difference Between a Credit Freeze and Credit Lock?

Credit reports are often used by lenders to determine if you should be lent to or not. However, credit reports contain sensitive information and can cause your identity to be stolen if they fall into...

Want to Increase your Credit Score By 200 Points? Here’s What You Need to Do

Let’s get this straight - we’re not promising you can increase your score by 200 points with these strategies (especially if you already have a 700 score, that’s impossible!). Still, we’ve put together an extensive...

Applying for a New Job With Bad Credit? Here’s What You Need to Know About Employment Background Checks

When interviewing a job candidate, employers oftentimes want to get as much information on them as they can. They want to know that they can count on their employees and that they are the right...