Category: Credit

Does Buy Now Pay Later Affect My Credit Score?

A popular and growing option for short-term financing, called Buy Now, Pay Later (BNPL), lets you pay for a purchase in installments. BNPL companies do not usually have interest charges or other fees and tend...

How Do Credit Cards Work?

When used correctly, credit cards can empower you and help you build your financial future. Of course, they have their downsides, but by educating yourself on the answer to the question, “How do credit cards...

Can I Pay Rent With a Credit Card?

It's the first of the month. While you’re typically very responsible when it comes to your finances, right now, you’re facing a tough time. Perhaps you lost your job, you got sick and had sky-high...

How To Raise Your Credit Score by 100 Points Overnight

Having a bad credit score can bar you from getting certain loans, credit cards and other financial help. A low credit score also affects how much you can be approved for and at what rate,...

How Often Does Credit Karma Update?

Has there been a change to your credit that isn’t showing up on Credit Karma? This could be due to the fact that Credit Karma only updates their information every seven days.   How Often Does...

Credit Report vs Credit Score

The words “credit report” and “credit score” are frequently thrown around, but what do they actually mean? A credit report is the comprehensive history of all the loans and credit you have had. Your credit...

Best Online Credit Repair Forums

Are you struggling with the consequences of having a bad credit score? Are you finding it harder and harder to get access to good loans and credit cards without being denied due to credit history?...

Credit Strong: Will it Help Your Credit Score?

If you have bad credit, you probably already know how hard it is to build your credit score up. Building your credit score can be a Catch-22, which according to the Merriam-Webster dictionary, is “an...

Why Did My Credit Score Drop After Paying Off Debt?

Did your credit score drop after paying off debt? Shouldn’t paying off debt be a good thing and not hurt your credit score? Well, credit scores are complicated and knowing why your credit score goes...

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