Category: Credit

Ready To Apply For An Auto Loan? Here’s What You Need to Know About the Experian Auto Score

My first car was a used Jeep whose horn worked 50% of the time and that the dealer couldn’t wait to get rid of owing to its less-than-popular manual transmission. Admittedly—and much to my enduring...

Here’s What You Need to Know About Late Payments And Its Effect on Credit Score

Late payments can stay on your credit score for up to 7 years. Payments can be reported late to the major credit bureaus (TransUnion, Experian, and Equifax) by the lender if payment is made 30...

Here Are the 6 Factors That Impact Your Credit Score the Most

We all know our credit score is important. A good credit score can be the key to buying your first home or purchasing a new car, but exactly what a credit score is, and how...

Your FICO Score: What it is and how can you improve it

What is a FICO Score? If you’ve ever applied for a credit card or a loan, you’re probably familiar with your FICO Score. Over 90% of top lenders use your FICO Score as part of...

Buy Now Pay Later Apps: Should you try them?

A buy now pay later shopping app allows users to defer the costs of their offline and online purchases by using a third party organization to purchase the goods they want. In return, the user...

Everything you need to know about repairing your credit

Good credit is essential if you’re looking to get approved for many financial services: credit cards, auto-loans, mortgages, personal loans, short-term debt and more. And the better your credit score, the better your interest rates on...