Category: Credit

Using Credit Responsibly: A Beginners Guide

Have you considered getting a credit card to build credit, but haven’t because you’ve seen someone get sucked into credit card debt? It’s hard to build credit when credit cards seem to only be good...

Credit Card Churning: Is It a Good Idea?

Credit cards can be very helpful tools in your personal finance arsenal. If you use them properly, you can build your credit and increase your credit score, which will make you more attractive to lenders....

What’s The Minimum Credit Score to Buy a House?

It’s your dream to one day be able to purchase a home. Owning a home would mean that you could customize it how you want, have more stability, reach your financial goals, and possess a...

Does Buy Now Pay Later Affect My Credit Score?

A popular and growing option for short-term financing, called Buy Now, Pay Later (BNPL), lets you pay for a purchase in installments. BNPL companies do not usually have interest charges or other fees and tend...

How Do Credit Cards Work?

When used correctly, credit cards can empower you and help you build your financial future. Of course, they have their downsides, but by educating yourself on the answer to the question, “How do credit cards...

Can I Pay Rent With a Credit Card?

It's the first of the month. While you’re typically very responsible when it comes to your finances, right now, you’re facing a tough time. Perhaps you lost your job, you got sick and had sky-high...

How To Raise Your Credit Score by 100 Points Overnight

Having a bad credit score can bar you from getting certain loans, credit cards and other financial help. A low credit score also affects how much you can be approved for and at what rate,...

How Often Does Credit Karma Update?

Has there been a change to your credit that isn’t showing up on Credit Karma? This could be due to the fact that Credit Karma only updates their information every seven days.   How Often Does...

Credit Report vs Credit Score

The words “credit report” and “credit score” are frequently thrown around, but what do they actually mean? A credit report is the comprehensive history of all the loans and credit you have had. Your credit...

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