POSSIBLE FINANCIAL INC.
TERMS AND CONDITIONS OF USE
PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING OR USING THE SERVICES, YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS OF USE (“TERMS OF USE”). IF YOU DO NOT AGREE TO THE TERMS OF USE YOU SHOULD DISCONTINUE YOUR USE OF THE SERVICES.
This Agreement covers the “Services” defined as any products or services offered on the Possible Finance website and its affiliated pages (the “Site”) and/or on the android and iOS mobile application (the “App”).
These Services are offered to you by Possible Financial Inc (“Possible Finance”) for the purpose of providing an installment based loan to you at an affordable interest rate. For all states, except in: California, Idaho, Louisiana, Florida, Ohio, Texas, Utah, and Washington, installment loan are issued by Coastal Community Bank ("CCB"), member FDIC, subject to approved underwriting practices.
1. Your Use as Assent
The Services are the property of Possible Finance. As long as you comply with these Terms of Use, Possible Finance grants you a personal, non-exclusive, non-transferable, limited privilege to enter and use the Site.
2. Modification and Your Continued Use as Assent to Modified Terms
The Site or the App, as well as the products, services, information, materials, graphics, arrangement, design, text, sound, content, files, code, documents, text, photographs and other items contained on the Site and the App or made available for use or download through the Site or the App (collectively, the “Content”) and these Terms of Use are subject to change any time, without notice. Any dated information is published as of that date. Possible Finance has no obligation or responsibility to update or amend any such information.
Possible Finance reserves the right to terminate any Content, the Site, or the App at any time, without prior notice. Possible Finance reserves the right to modify any of the Content at any time, without notice. You agree to review the Content on the Site periodically to ensure that you are aware of any modifications. If you continue to use the Site or the App after modifications are effective, you agree to the Content as modified.
3. Content of Site or App
Possible Finance does not promise that the Site, the App, or any Content, document, or feature of the Site or the App will be error-free or uninterrupted, that any defects will be corrected, or that your use of the Services will provide specific results. The material in the Site or the App could include technical inaccuracies or typographical errors. The Site, the App, and its content are delivered on an “as-is” and “as-available” basis.
The Site, the App, and all intellectual property pertaining to or contained in the Site or the App is protected by United States and international copyright and trademark laws and other applicable intellectual property laws. The Content may not be copied, distributed, modified, reproduced, published or used, in whole or in part, except for purposes authorized or approved, in writing, by Possible Finance. You are authorized solely to view and retain a copy of the pages of the Site or the App for your own personal, non-commercial use. You agree that you will not duplicate, publish, modify, create derivative works from, participate in the transfer of, post on the World Wide Web, or in any way distribute or exploit the Site or the App, or any portion of the Site or the App for any public or commercial use without the express written consent of Possible Finance.
4. Use of the Services
The Services are intended for use by individuals who are at least 18 years old. If you are under the age of 18, you should not use the Site or the App. You may view the Content contained on the Site or the App and print pages from the Site or the App only for informational, non-commercial purposes. Any unauthorized or illegal use of the Services or the Content is strictly prohibited. Possible Finance does not knowingly collect personal information from any child under the age of eighteen (18).
You agree not to attempt to log onto the Site or the App from any country under sanctions by the Office of Foreign Asset Control (“OFAC”). Countries under sanctions may be found on the United States Department of the Treasury website. Any attempt to log onto the Site or the App from such a country may result in your access being restricted or terminated. Your use of the Services may be monitored, tracked and recorded. By using the Services, you expressly consent to such monitoring, tracking and recording. Your use of the Services is personal to you. You agree that you will not duplicate, reproduce, sell, resell, use or exploit the Content, the Site, or the App for any commercial purpose.
You agree that you will not use any robot, spider, automatic, or manual device to monitor or copy the Site, the App, or any Content. You will not interfere or use any device, software, or process to interfere (or attempt to interfere) with the proper working of the Site or the App. You agree that when using the Services you will not misrepresent your identity or impersonate any other person. By using the Site or the App you certify that any information you input is accurate.
You represent and warrant that you have the legal right and ability to enter into these Terms of Use and to use the Services in accordance with these Terms of Use. You understand and agree that your use of the Services are at your own discretion and at your own risk. By using the Services, you understand and agree that Possible Finance disclaims any liability for any direct, indirect, incidental, consequential, compensatory, punitive or legal (whether under statute, regulation or at common law) damages that may arise out of your access or use of the Site or the App, or your reliance on the Content. This includes any liability that may be associated with any viruses that may infect your computer equipment.
If Possible Finance provides you with a secure means of accessing a portion of the Site or the App (such as a User ID and Password) you agree that you are responsible for maintaining the confidentiality of such log-in credentials. You agree that you will not share such log-in credentials. If you do, you understand that you are responsible for any acts taken by the party to whom you provided the log-in credentials and you may be refused future access to the Site or the App. You agree that you will immediately notify Possible Finance of any unauthorized use of your log-in credentials or other breach of security known to you.
5. ACH Payments
By linking your bank account in the App, you will be able to receive loan transfers and pay the fees due for your use of our Services by using Automated Clearing House (“ACH”). Whenever you choose to pay by ACH, you are authorizing Possible Finance (or its agent) to transfer funds into your bank or debit your bank account for the total amount of the fees due. If you chose ACH, when your loan payments become due Possible Finance will use ACH to automatically debit your linked bank account by the amount agreed in your loan agreement.
You have the right to refuse bank transfers and debit via ACH. You may contact [email protected] for alternative transfer options. All questions relating to any transactions made using your bank account by us should be initially directed to us, but may also require involvement of your bank.
If you believe that any payment transaction initiated by Possible Finance (or its agent) with respect to your bank account is erroneous, or if you need more information about any such transaction, you should contact us as soon as possible as at [email protected] We reserve the right to cancel the ability to pay by bank account for any reason at any time.
6. Digital Millennium Copyright Act
Possible Finance respects the intellectual property rights of others. All claims of copyright infringement should be brought to our attention by providing us the following information:
Notices of the foregoing copyright issues should be sent as follows:
By Mail: Possible Financial Inc., 2231 1st Avenue #B, Seattle WA, 98121.
By E-Mail: [email protected]
Possible Finance will take appropriate action following receipt of the above information including removal of any infringing material if necessary.
7. Security
You acknowledge and agree that Internet or mobile transmissions are never completely private or secure and that any message or information you send to the Site or the App may be read or intercepted by others, notwithstanding our efforts to protect such transmissions. In addition, as a condition of your use of the Services, you agree that you will not take any action for the purpose of compromising security (e.g., accessing data not intended for you, invading another’s privacy, password guessing programs, using cracking tools or network probing tools, or otherwise interfering with the Site or Services) is strictly prohibited. If you become involved in any violation of system security, we reserve the right to release your details to system administrators of other sites or mobile applications in order to assist them in resolving security incidents.
8. Links to Other Sites or Applications
Possible Finance may establish on the Site or the App links and pointers to other websites or mobile applications that are operated and maintained by third parties (“Third Party Sites or Apps”). These links are provided solely as pointers to information on topics that may be useful to you. However, the establishment of any link to Third-Party Sites or Apps is not a recommendation or endorsement by Possible Finance of any products, services, information, goods, ideas or opinions that may be found on any Third-Party Sites or Apps.
Possible Finance makes no warranties, either express or implied, concerning the content of any Third-Party Sites or Apps, including the accuracy, completeness, reliability or suitability thereof for any particular purpose. Possible Finance does not warrant that any Third-Party Site or App is free from any claims of copyright, trademark or other infringement. Possible Finance does not warrant that any Third-Party Site or App is free from any viruses or other contamination.
You understand that Third Party Sites and Apps may have a privacy policy that is different from that of Possible Finance and that Third-Party Sites and Apps may provide less security than this Site or this App. The choice to access a Third-Party Site or App, or to purchase or otherwise use any of the products or services advertised or provided on a Third Party Site or App is yours, in your sole discretion.
9. Consent to Receive Direct Marketing Communications
By using the Services, you agree to receive direct marketing communications from Possible Finance. If you do not wish to receive marketing communications from us, you may express your choice where indicated on the applicable communication.
10. Third Party Partners
Possible uses Plaid Technologies, Inc. (“Plaid”) and Yodlee (“Yodlee”) to gather End User data from financial institutions. By using our service, you grant Possible Finance, Plaid and Yodlee the right, power, and authority to act on your behalf to access and transmit your personal and financial information from the relevant financial institution. You agree to your personal and financial information being transferred, stored, and processed by Plaid or Yodlee in accordance with the Plaid and/or Yodlee privacy policy.
If you discontinue use of Plaid, Yodlee or Dwolla for any reason, Possible has the right to immediately deny you Services provided by Possible or deny you future access to the Site or the App.
11. Dwolla Platform
In order to use the payment functionality of Possible Finance’s application, you must open a “Access API” account provided by Dwolla, Inc. (“Dwolla”) and you must accept the Dwolla Terms of Service and Privacy Policy. Any funds held in the Dwolla account are held by Dwolla’s financial institution partners as set out in the Dwolla Terms of Service. You authorize Possible Finance to share your identity and account data with Dwolla for the purposes of opening and supporting your Dwolla account, and you are responsible for the accuracy and completeness of that data. You understand that you will access and manage your Dwolla account through Possible Finance’s application, and Dwolla account notifications will be sent by Possible Finance, not Dwolla. Possible Finance will provide customer support for your Dwolla account activity, and can be reached at www.possiblefinance.com, [email protected]nance.com and +1 (206) 202-5115.
12. Potential for Disruptions in Service
You understand and agree that from time to time the Site or the App may be unavailable, limited due to slow speed, or otherwise delayed. This may be caused by a wide variety of reasons outside of the control of Possible Finance and despite of commercially reasonable processes and procedures implemented by Possible Finance to maintain the Site or the App.
13. Ownership of Data
You understand that all personal information provided by you through the Application, website or all reports, results, and/or information created, compiled, analyzed and/or derived by Possible Finance from such data is the sole and exclusive property of Possible Finance and is considered Possible Financial’s Confidential Information pursuant to this Agreement. Possible Finance shall have the right to use, market and re-market any data without further obligation to you.
14. Limitation of Liability
Except where prohibited by law, neither Possible Finance, nor its directors, officers, employees, agents, contractors, successors or assigns of each, shall be liable to you for any indirect, consequential, exemplary, incidental or punitive damages, including lost profits, even if Possible Finance has been advised of the possibility of such damages. Unless otherwise expressly set forth in a written agreement with you, Possible Finance’s maximum liability for all claims arising out of or relating to this site, or its content, whether in contract, tort or otherwise shall be limited to the amount you paid to access the Site or the App. Some jurisdictions do not allow limitations of liability, so the foregoing limitation may not apply to you.
15. Indemnification
By using the Services, you agree to defend, indemnify, and hold harmless Possible Finance from and against any and all losses, claims, damages, costs and expenses (including reasonable legal and accounting fees) that Possible Finance may become obligated to pay arising or resulting from your use of the Services, the Content, or your breach of these Terms of Use. Possible Finance reserves the right to assume or participate, at your expense, in the investigation, settlement, and defense of any such action or claim.
16. Severability and Waiver
In the event that any of the terms or provisions of this Terms of Use is held to be unenforceable, the remaining terms and provisions shall be unimpaired, and the unenforceable term or provision shall be modified or replaced with an enforceable term or provision that comes as close to the intention of the term or provision deemed unenforceable.
Possible Finance does not waive any of its rights under these Terms of Use unless it is written and signed by a duly authorized representative of Possible Finance. Any waiver of any breach of any provision of these Terms of Use shall not be construed as a waiver of any continuing or succeeding breach of such provision or a modification of the provision.
17. Law, Jurisdiction, Venue, One Year to File a Claim
The Site and the App is located in the State of Washington. These Terms of Use and the relationship between you and Possible Finance shall be governed by the laws of the State of Washington without regard to its conflicts of law provisions. You agree to the personal jurisdiction by, and venue in, the state and federal courts in King County, Washington, and you agree and consent that such courts are the exclusive forum for litigation of any claim or cause of action arising out of or relating to your use of the Site, the App, or the Content. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or relating to your use of the Site, the App, or the Content must be filed within one year after such claim or cause of action arose or be forever barred.
18. Termination
Possible Finance may terminate this Terms of Use or suspend or terminate your use of the Services without notice, at any time. In the event we do so – we may notify you by email. All provisions of the Terms of Use which by their nature should survive termination shall service termination, including, without limitation, all warranty disclaimers, limitations of liability and dispute resolutions provisions.
19. Entire Agreement with Regard to Your Use of the Services; No Third Party Beneficiaries
These Terms of Use constitute the entire agreement between you and Possible Finance with regard to your use of the Services, and any and all other written or oral agreements or understandings previously existing between you and Possible Finance with respect to such use are hereby superseded and cancelled. This Agreement is between you and Possible Finance.
20. SynapseFI Platform
SynapseFI is our backend software provider, and partner of Evolve Bank & Trust (Evolve), member FDIC. SynapseFI’s API, and their relationship with Evolve, enables us to offer banking services and products. By agreeing to Possible Finance’s TOS and Privacy Policy, you also agree to SynapseFI’s terms and policies below: https://synapsefi.com/tos-evolve and https://synapsefi.com/privacy.
21. Consent for Electronic Communication
We process and communicate information electronically. In order to use our service, you consent to receiving all communications electronically as described below. By logging in or signing up to use Possible Finance's Services, as defined in this Terms of Service, you are agreeing to receive all documents, disclosures and notices electronically from us and our affiliates or lending partners related to your loan application and any resulting loan, including without limitation any loan agreement, this consent to electronic communications, the Truth in Lending disclosures set forth in the loan agreement, change in terms notices, fee and transaction information, statements, delayed disbursement letters, consumer disclosures, state-mandated brochures and disclosures, adverse action notices, and any other information related to your loan (collectively, “Electronic Communications”). We may contact you by telephone, electronic message/SMS or email to process your application, for account servicing or collections, to tell you about financial products and services and for other business purposes.
The Electronic Communications will be made available to you through our mobile app (“App”). All Electronic Communications to you from us or our lending partners will be considered to have been made “in writing.” You should print or download a copy of this consent, the Terms of Use, and any other Electronic Communication that is important to you for your records.
This consent applies to all interactions online concerning you and the App and includes those interactions engaged in on any mobile device, including phones, smart-phones, and tablets. By agreeing to this consent to electronic communications, you agree that we will interact with you and process your information electronically. We will also send you notices electronically related to our interactions and transactions. Electronic Communications may be provided online or through your designated e-mail address. Notwithstanding your consent to Electronic Communications, we may send you paper copies of documents, disclosures and notices.
Access to Electronic Communications. In order to access certain personalized Electronic Communications, you will be required to log in to the App. Other Electronic Communications may be accessible on the public portion of our App. To access and retain Electronic Communications, at a minimum you will need to use the following computer software and hardware: A mobile phone capable of accessing the Internet, access to an e-mail account and an SSL-enabled modern web browser that supports HTML 5, JavaScript and CSS3. You will also need software capable of reading PDF files and have sufficient electronic storage capacity on your hard drive or other data storage facility, or a means to print or store notices and information through your browser software. By logging in or signing up to use Possible Finance's Services, as defined in this Terms of Service, you are agreeing and confirming that each device you use to access the App satisfies each of these requirements. If these requirements change while you are maintaining an active relationship with us and the change creates a material risk that you may not be able to receive Electronic Communications, we will notify you of these changes.
No Right to Paper or Non-Electronic Records. Electronic Communications are generally not available on paper or in a non-electronic form from us. If you do not consent to the use of Electronic Communications, this service will not available to you. However, we may at our option provide a copy of an Electronic Communication in paper-based media as requested by you. You may request a paper copy of any Electronic Communication by e-mailing your request to us. If we agree to provide the requested paper copy of an Electronic Communication, we may charge you our fees and charges then in effect for providing the paper copy.
Withdrawing Your Consent. You may withdraw your consent to receive Electronic Communications or to the use of electronic signatures in connection with any future transactions with us at any time. We will not charge you any fees for withdrawing your consent. If you decide you do not want to receive Electronic Communications, or do not want to use electronic signatures in connection with any future transactions with us, you may withdraw your consent by contacting us via email. The legal effectiveness, validity, and enforceability of prior electronic disclosures will not be affected if you withdraw your consent. Regardless the status of your consent, you agree that we may continue to communicate with you electronically with respect to any document, disclosure or notice that is not required by law to be in writing.
Updating Your Contact Information. You should keep us informed of any change in your electronic address or mailing address. You may update such information by logging into the App and providing the updated information.
22. Consent to Text Messages
By logging in or signing up to use Possible Finance's services, as defined in this Terms of Service, I have read and accept the terms of this Consent to Text Messages, and I authorize Possible Financial Inc. (“Possible Finance”) to send text messages to the cell phone number I have provided to Possible Finance using an automated telephone dialing system for advertisements or telemarketing messages. I understand my authorization to receive marketing text messages is not a requirement to receive services from Lender. By voluntarily opting-in, I consent to Possible Finance’s use of my personal information to provide services I have requested, including services that display customized content and advertising. I understand that my cell phone service provider’s standard messaging rates may apply to text messages received from Possible Finance and I will be responsible for any such charges. To opt out of receiving text messages, please select the “opt-out” button on any text message received or by sending “STOP,” “END” or “QUIT” in reply to any text message I have received.
Program Description: Possible Finance (“Company”) is offering the Possible Finance Text Club, a mobile alert program (the “Program”), subject to these Mobile Terms and Conditions (the “Terms”). If you do not wish to continue participating in the Program or no longer agree to these Terms, you can reply “STOP” to any mobile message from Company in order to opt out of the Program.
User Opt In: The Program allows users to receive SMS/MMS (“mobile”) alerts that include alerts, information, offers, and rewards by users affirmatively opting into the Program, such as by signing up online, at a point-of-purchase display, or by texting a keyword to Company’s short code in response to a written or verbal call-to-action. Regardless of the opt-in method you utilized to join the Program, you agree that these Terms apply to your participation in the Program. The mobile messaging service used by Company to communicate with you requires human intervention for Company’s mobile messages to be initiated, and it does not have the capacity to randomly or sequentially generate telephone numbers. Thus, Company’s mobile messages are not sent to you by an automatic telephone dialing system (“ATDS” or “autodialer”). Nevertheless, by signing up to receive promotional messages from Company, you agree to receive autodialed marketing mobile messages and you understand that consent is not required to make any purchase from Company.
Company may also offer various applications or services that enable or incorporate transactional text messaging, including, but not limited to, one-to-one messaging, text-message receipts, and other informational alerts. By providing your mobile telephone number to Company when presented with or informed of these Terms, you consent to receive non-marketing mobile messages to the fullest extent permitted under applicable law, regardless of the technology utilized.
Users may also opt into receiving messages from Company over Social Media Platforms, including, but not limited to, Facebook, WeChat, Telegram, LINE, Viber, and WhatsApp (collectively, “Social Media Platforms”). By consenting to communicate with Company through a particular Social Media Platform when presented with these Terms, you agree that you are bound to these Terms, in addition to complying with the applicable Social Media Platform Provider’s Terms of Service.
Cost and Frequency: Message and data rates may apply. The Program involves recurring mobile messages, and additional mobile messages may be sent based on your interaction with Company. Message frequency may vary.
Contact Information: For support, text “HELP” to any Company mobile message or email [email protected].
User Opt Out and Additional Commands: To opt out of receiving mobile messages, reply “STOP” to any mobile message you received from Company on your mobile device or email [email protected]. This is the easiest and preferred method to opt out receiving mobile messages through the Program. You may receive an additional mobile message confirming your decision to opt out. The Program may recognize or respond to additional commands and keyword queries. Thus, you may receive additional informational text messages based on your interaction with the Program, even after opting out of receiving the Program’s recurring alerts. You acknowledge and agree that, notwithstanding any prior opt-out attempt, you consent to receive further messages from or on behalf of Company that result from your continued communication with the Program. Company may also provide you instructions on how to rejoin receiving the Program’s recurring mobile alerts when you unsubscribe. You agree that you are subject to the Terms, including any modifications thereto then in effect, when you resubscribe to the Program through any of the available options to do so.
Supported Carriers: Verizon Wireless, AT&T, Sprint, TMobile®, Boost, Virgin Mobile USA & Metro PCS. T-Mobile® is not liable for delayed or undelivered messages.
MMS: The Program will send SMS MTs if your mobile device does not support MMS messaging.
Company Warranty: Company will not be liable for any delays or failures in the receipt of any messages connected with this Program. Delivery of messages is subject to effective transmission from your wireless service provider/network operator, and is outside of Company’s control.
Privacy Policy: By participating in this Program, you acknowledge that you have reviewed and understand our Privacy Policy, and consent to the practices described in that policy.
Dispute Resolution: In the event that there is a dispute, claim or controversy between you and Company, or between you and any third-party acting on Company’s behalf in connection with the Program, arising out of or relating to federal or state statutory claims, common law claims, these Terms, Company’s Privacy Policy, or the breach, termination, enforcement, interpretation or validity thereof, including the determination of the scope or applicability of this agreement to arbitrate, such dispute, claim or controversy will be determined by arbitration in Miami, Florida before one arbitrator. The arbitration will be administered by the American Arbitration Association (“AAA”). The Consumer Arbitration Rules of the AAA in effect at the time the arbitration is commenced shall apply. The arbitrator will apply the substantive law of the Florida, exclusive of its conflict or choice of law rules. However, the parties agree that for any disputes arising under the Telephone Consumer Protection Act, the parties agree to apply the law as interpreted by the federal courts of the Eleventh Circuit. Nothing in this paragraph will preclude the parties from seeking provisional remedies in aid of arbitration from a court of appropriate jurisdiction. The parties acknowledge that this Agreement evidences a transaction involving interstate commerce. Notwithstanding the provision in this paragraph with respect to applicable substantive law, the Federal Arbitration Act (9 U.S.C. §§ 1-16) will govern any arbitration conducted pursuant to these Terms. Either party may commence arbitration by providing the other party to the dispute a written demand for arbitration, setting forth the subject of the dispute and the relief requested (“Arbitration Demand”).
To the fullest extent permitted by law, each of the parties agrees that any proceeding, whether in arbitration or in court, will be conducted only on an individual basis and not in a class, consolidated or representative action. If for any reason a claim proceeds in court rather than through arbitration, each party knowingly and irrevocably waives any right to trial by jury in any action, proceeding or counterclaim arising out of or relating to this Agreement or any of the transactions contemplated hereby.
The appointed arbitrator may award monetary damages and any other remedies allowed by the state law designated above. In making his or her determination, the arbitrator will not have the authority to modify any term or provision of these Terms. The arbitrator will deliver a reasoned written decision with respect to the dispute (the “Award”) to each party, who will promptly act in accordance the Award. Any Award (including interim or final remedies) may be confirmed or enforced in any court having jurisdiction, including any court having jurisdiction over either party or its assets. The decision of the arbitrator will be final and binding on the parties, and will not be subject to appeal or review. Each party will advance one-half of the fees and expenses of the arbitrator, the costs of the attendance of the court reporter at the arbitration hearing, and the costs of the arbitration facility. In any arbitration arising out of or related to these Terms, the arbitrators will award to the prevailing party, if any, costs and attorneys’ fees reasonably incurred by the prevailing party in connection with that aspect of its claims or defenses on which it prevails, and any opposing awards of costs and attorneys’ fees awards will be offset. The parties will maintain the confidential nature of the arbitration proceeding, the hearing and the Award, except as may be necessary to prepare for or conduct the arbitration hearing on the merits, or except as may be necessary in connection with a court application for a preliminary remedy, or confirmation of an Award or its enforcement, or unless otherwise required by any applicable law. Any documentary or other evidence produced in any arbitration hereunder will be treated as confidential by the parties, witnesses and arbitrators, and will not be disclosed to any third person (other than witnesses or experts), except as required by any applicable law or except if such evidence was obtained from the public domain or is otherwise obtained independently of the arbitration.
Miscellaneous: You warrant and represent to Company that you have all necessary rights, power, and authority to agree to these Terms and perform your obligations hereunder, and nothing contained in this Agreement or in the performance of such obligations will place you in breach of any other contract or obligation. The failure of either party to exercise in any respect any right provided for herein will not be deemed a waiver of any further rights hereunder. If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that this Agreement will otherwise remain in full force and effect and enforceable. Any new features, changes, updates or improvements of the Program shall be subject to these Terms unless explicitly stated otherwise in writing. Company reserves the right to change these Terms from time to time. Any updates to these Terms shall be communicated to you. You acknowledge your responsibility to review these Terms from time to time and to be aware of any such changes. By continuing to participate in the Program after any such changes, you accept these Terms, as modified. You further warrant and represent that you will not provide to Company any telephone number that is not assigned to you, and that if you obtain a new telephone number, you will promptly notify Company that your prior telephone number is no longer assigned to you.
Changes to Terms and Conditions:
Possible Finance reserves the right to change, add or remove any portion of these terms and conditions of use, in whole or in part, at any time. Changes in the terms and conditions of use will be effective when posted. You agree to review these terms and conditions of use periodically to make yourself aware of any changes. Your continued use of this website after any changes to these terms and conditions of use are considered acceptance of those changes.
23. Error Resolution Notice
In Case of Errors or Questions About Your Electronic Transfers Telephone us at 206-202-5115or Write us at [email protected] soon as you can, if you think your statement or receipt is wrong or if you need more information about a transfer on the statement or receipt. We must hear from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared.
(1) Tell us your name and account number (if any).
(2) Describe the error or the transfer you are unsure about and explain as clearly as you can why you believe it is an error or why you need more information.
(3) Tell us the dollar amount of the suspected error. We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this, we will credit your account for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation.