Last updated: October 25, 2019
Information Collection and Use
The Ways We Collect Information
Information You Provide: The Service generally collects Personal Information with your specific knowledge and consent. For instance, when you create an account to access, visit and/or use the Service, you may be asked to provide a password, user ID, your name, telephone number(s), email and/or street address, and other personally identifiable information. Other information such as your age, gender, an avatar, and the number for your mobile or other device may also be requested. In addition, you may be asked to send us similar information via email, SMS, MMS, or other technologies.
Log Data: We may also collect information that your computer browser sends whenever you visit our Service or when you access the Service by or through a mobile device (“Log Data”). This Log Data may include information such as your computer’s Internet Protocol (“IP”) address, browser type, browser version, the pages you visit while using our Service, the time and date of your visit, the time spent on those pages and other statistics. When you access the Service by or through a mobile device, this Log Data may include information such as the type of mobile device you use, your mobile device unique ID, the IP address of your mobile device, your mobile operating system, the type of mobile Internet browser you use and other statistics.
The Ways We Use Your Information
We may use the information you provide about yourself and about your Third-Party Sites to fulfill your requests for our products, programs, and Services, to respond to your inquiries about our Services, and to offer you other products, programs, or services that we believe may be of interest to you. We collect this information for the purpose of providing the Service, identifying and communicating with you, confirm your accounts, responding to your requests/inquiries, servicing your purchase orders, offering you pre-qualified products and improving our services. We use the Personal Information you provide to obtain credit scores and credit report information from credit reporting agencies, such as TransUnion and Clarity. We may obtain this information from credit reporting agencies with your consent or otherwise as the law allows. We may also use the account information you provide or that we collect from Third-Party Sites to confirm your accounts are valid and to access funds from your accounts in connection with fulfillment of the Services. We may use the information we collect from cookies and web beacons for any lawful business purpose, including without limitation to determine which of our messages have been opened by recipients so we can gauge the effectiveness of marketing campaigns, to track usage patterns, the movements of individual users, to help diagnose problems with our servers, to gather broad demographic information, to analyze trends, to conduct research, to record registration and personalization information, and to otherwise administer the Service.
You understand that all reports, results, and/or information or profiles created, compiled, analyzed and/or derived by Possible from your Personal Information submitted through the Service is our sole and exclusive property of us. We shall have the right to use, market and re-market any data without further obligation to you subject to any limitations imposed by applicable federal and/or state law.
In addition, we may use third party services such as Google Analytics that collect, monitor and analyze this type of information in order to increase our Service’s functionality. These third party service providers have their own privacy policies addressing how they use such information. Possible does not bear any responsibility for any actions or policies of third parties.
We reserve the right to use the information we collect about your computer and mobile or other device (including its geographic location), which may at times be able to identify you, for any lawful business purpose, including without limitation to help diagnose problems with our servers, to gather broad demographic information, analyze trends, track users’ movements around the Service, and to otherwise administer the Service.
Location Information: We may use and store information about your location depending on the permissions you have set on your device. We use this information to provide features of our Service, to improve and to customize our Service. You can enable or disable location services when you use our Service at any time through your mobile device settings.
Marketing and Behavioral Remarketing: We may share your Personal Information with non-affiliated third parties for those parties to market to you as provided for in our Financial Privacy Notice.
We may use Facebook Inc. remarketing services. You can learn more about interest-based advertising from Facebook by visiting this page: https://www.facebook.com/help/164968693837950
To opt-out from Facebook’s interest-based ads follow these instructions from Facebook: https://www.facebook.com/help/568137493302217
Facebook adheres to the Self-Regulatory Principles for Online Behavioral Advertising established by the Digital Advertising Alliance. You can also opt-out from Facebook and other participating companies through the Digital Advertising Alliance in the USA http://www.aboutads.info/choices/, the Digital Advertising Alliance of Canada in Canada http://youradchoices.ca/ or the European Interactive Digital Advertising Alliance in Europe http://www.youronlinechoices.eu/, or opt-out using your mobile device settings.
For more information on the privacy practices of Facebook, please visit Facebook’s Data Policy: https://www.facebook.com/privacy/explanation
Service Providers: We may employ third party companies and individuals to facilitate our Service, to provide the Service on our behalf, to perform Service-related services, including payment services, and/or to assist us in analyzing how our Service is used.
These third parties have access to your Personal Information only to perform specific tasks on our behalf and can use the information shared in accordance with their own privacy policies. Possible does not bear any responsibility for any actions or policies of third parties.
Communications: We may use your Personal Information to contact you with newsletters, marketing or promotional materials and other information that may be of interest to you. You may opt out of receiving any, or all, of these communications by contacting us.
Compliance With Laws: We will disclose your Personal Information where required to do so by law or subpoena or if we believe that such action is necessary to comply with the law and the reasonable requests of law enforcement or to protect the security or integrity of our Service.
Updating your Information
You can update any Personal Information you have provided us in connection with the Service by contacting us [or by using your account log-in information to update through your profile].
Do Not Track Disclosure
We do not support Do Not Track (“DNT”). Do Not Track is a preference you can set in your web browser to inform websites that you do not want to be tracked.
You can enable or disable Do Not Track by visiting the Preferences or Settings page of your web browser. Please note that enable Do Not Track may disable cookies which may affect your browsing experience and may limit your use of certain parts of the Service, including personalized or customized features we may provide.
Confidentiality and Security
The confidentiality and security of your Personal Information is important to us, and we strive to implement and maintain reasonable, commercially acceptable security procedures and practices appropriate to the nature of the information we store, in order to protect it from unauthorized access, destruction, use, modification, or disclosure.
However, please be aware that no method of transmission over the internet, or method of electronic storage is 100% secure and we are unable to guarantee the absolute security of the Personal Information we have collected from you.
Your information may be transferred to, and maintained on, servers and databases located outside of your state, province, country or other governmental jurisdiction where the privacy laws may not be as protective as your jurisdiction. Please be advised that we may transfer your information to and from any state, province, country or other governmental jurisdiction, and process it in the United States or elsewhere.
Links To Other Sites
Notice for California Residents
Your California Privacy Rights: California Civil Code Section 1798.83, also known as the “Shine The Light” law, permits our customers who are California residents to request and obtain from us once a year, free of charge, information about the personal information (if any) we disclosed to third parties for direct marketing purposes in the preceding calendar year. If you are a California resident and would like to make such a request, please submit your request to [email protected]. In your request, please attest to the fact that you are a California resident and provide a current California address for our response. Please be aware that not all information sharing is covered by the California Privacy Rights requirements and only information on covered sharing will be included in our response.
Only persons age 18 or older have permission to access our Service. Our Service does not address anyone under the age of 18 (“Children”). We do not knowingly collect personally identifiable information from children under 18. If you are a parent or guardian and you learn that your Children have provided us with Personal Information, please contact us. If we become aware that we have collected Personal Information from a child under age 18 without verification of parental consent, we take steps to remove that information from our servers.