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Our story
Building a system that puts you first
Why we started Possible
Our founders saw a problem and wanted to be a part of the solution
Today, millions of Americans feel that they can’t get ahead financially no matter how hard they work. They feel hopeless, undervalued, and stuck. That’s because the existing financial system is designed to keep people in debt. From predatory payday lending to overdraft fee revenue for big banks, the incentive is stacked against well-intentioned borrowers. Every time someone needs more time to pay, these lenders make money—it’s how they do business.
At Possible, we’re building a new kind of consumer finance company. One that’s structured to align incentives for both the customers and the company. We believe you should be able to borrow what you need, and pay it back over time. You shouldn’t pay penalty fees when your payment fails, or you need a little extra time to catch up. It’s not how the other companies are doing things—and we think that’s a good thing.
Since day one, we have never charged penalty fees, like late fees and insufficient funds fees. In fact, we’ve saved customers over $500 million because we don’t do this. Instead, it’s our mission to provide tools that help you achieve economic mobility.
To put it simply:
When our customers win, we win.
Our impact
Yep, we did the math. That’s a combination of the many penalty fees, late fees, insufficient funds fees, and other hidden charges that line the pockets of our competitors.
2017
Possible founded
In the fall of 2017, our founders got together with a shared vision for accessible, affordable and benefit-driven financial services.
2019
First 120,000 Possible loans
We celebrated our first milestone with our growing team in the Seattle office.
2020
$11M Series B
In 2020, Union Square Ventures has joined our mission by leading an $11M Series B. Existing major investors also participated in the round. We were able to grow our team rapidly and serve as many customers as we possibly could during the ongoing pandemic.
2024
Each and every Possible Loan represents a moment in someone’s life when Possible provided a way out of a financial pinch. Whether it was to cover an unexpected expense, manage daily needs, or build credit history, our loans have made a tangible difference in the lives of millions.
2026
We are a profitable series c fintech company that is in growth-mode. This year, we plan to launch multiple products to further the financial health of our consumers.
Big problems deserve new solutions
37% of Americans can’t afford a $400 emergency
Source: Federal Reserve
78% of Americans live paycheck to paycheck
Source: Payroll.org
Most payday loan customers pay more in fees than the entire amount they first borrowed
Source: PEW Charitable Trusts
Banks made $5.83 billion from overdraft and insufficient funds fees in 2023
Source: CFPB
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