As a Public Benefit Corporation, we’re accountable to more than just our bottom line. Our customers are at the heart of everything we do, and we’re dedicated to creating financial products that genuinely make a difference. From providing access to fair and affordable credit to financial education programs and nonprofit partnerships, Possible is about making finance work better for everyone.

Illustration of a speedometer with the indicator toward the right and an arrow pointing right.

Built to benefit your financial wellbeing

At Possible, we believe access to credit is a tool that supports your financial health. Everything from our corporate charter to our and product terms was made with one intention: so that we succeed when you do. When using Possible leaves your finances better than where you started, that’s a win for us, too.

Our public benefit

How we deliver on our promise to you

Words matter, but actions are how we show up as a Public Benefit Corporation.

When you win, we win

Some lenders profit every time you lose. That's not the case here. Our products help you build your credit history and never have hidden fees. Quite simply, we don't make money by keeping you in debt.

When you win, we win

Zero late fees or penalty fees

Other lenders charge fees that help them make a profit. We don’t. It’s not who we are. That means no late fees, no insufficient funds fees or overdraft fees for failed payments.

Zero late fees or penalty fees

Other lenders charge fees that help them make a profit. We don’t. It’s not who we are. That means no late fees, no insufficient funds fees or overdraft fees for failed payments.

Zero late fees or penalty fees

Other lenders charge fees that help them make a profit. We don’t. It’s not who we are. That means no late fees, no insufficient funds fees or overdraft fees for failed payments.

Pay when you can, at no additional cost

Life happens. Sometimes, you need extra time. With installment plans, and no additional cost to move payment dates, Possible helps you catch your breath.

Pay when you can, at no additional cost

Life happens. Sometimes, you need extra time. With installment plans, and no additional cost to move payment dates, Possible helps you catch your breath.

Pay when you can, at no additional cost

Life happens. Sometimes, you need extra time. With installment plans, and no additional cost to move payment dates, Possible helps you catch your breath.

We listen and act on your feedback

We regularly conduct customer interviews and invite customers like you to our quarterly company-wide meetings, to hear from you directly so we can better understand your needs and our opportunities for improvement.

We listen and act on your feedback

Our impact

$511,415,910 million inline-0

in fees saved

$511,415,910 million inline-0

in fees saved

$511,415,910 million inline-0

in fees saved

Yep, we did the math. That’s a combination of the many penalty fees, late fees, insufficient funds fees and other hidden charges that line the pockets of our competitors.

How we got this number: We review fee and payday loan usage information from state regulatory agencies to calculate how much we have saved our customers in fees. The savings amount is based on the maximum fees Possible could have charged customers over the typical payday loan term, including late fees and insufficient funds fees. Your individual results may vary depending on factors like where you live.

Our nonprofit partnership to supportfinancial education

Our executive team and in-house experts regularly support LiFT Communities, a national nonprofit, with financial literacy education, Q&A’s and more.

The History of Credit: From Trust-Based Borrowing to Modern Credit Scores

Financial Wellness

7/15/24

minute read

The History of Credit: From Trust-Based Borrowing to Modern Credit Scores

Financial Wellness

7/15/24

minute read

The History of Credit: From Trust-Based Borrowing to Modern Credit Scores

Financial Wellness

7/15/24

minute read

Possible is now a Public Benefit Corporation—here’s what it means for you

Company

12/1/22

minute read

Possible is now a Public Benefit Corporation—here’s what it means for you

Company

12/1/22

minute read

Possible is now a Public Benefit Corporation—here’s what it means for you

Company

12/1/22

minute read

Our mission

It’s our mission to end the debt cycle and help you unlock economic mobility

We know that access to credit and financial tools shouldn’t be limited to a select few.

Find out more

Our Story

In 2017, our founders shared a vision for financial fairness

Tony, a fourth-grade teacher turned startup CEO, made their vision a reality.

More ways we support you

95% of Possible Loan customers get their money in minutes

State outlines for Ohio, Kansas, and Virginia.

Helped reform payday loan laws in 3 states to better protect borrowers

Over 140,000 have rated Possible with 5-star reviews on App Store, Google Play & Trustpilot

Join the Possibleteam

Make an impact on the financial wellbeing of millions.

Careers

Keep intouch

Drop your email for access to financial tips, updates on our latest features and more.

Join the Possibleteam

Make an impact on the financial wellbeing of millions.

Careers

Keep intouch

Drop your email for access to financial tips, updates on our latest features and more.

Join the Possibleteam

Make an impact on the financial wellbeing of millions.

Careers

Keep intouch

Drop your email for access to financial tips, updates on our latest features and more.

Send instant^* cash right to the bank account you choose

Apply for a loan

Possible app UI indicating that an application has been approved for a $300 loan.

Possible app UI asking where a loan should be sent—debit card or direct deposit.

Possible Loan background illustration texture.

Send instant^* cash right to the bank account you choose

Apply for a loan

Send instant^* cash right to the bank account you choose

Apply for a loan

Frequently asked questions

How do you apply for Possible?

Applying for a Possible Loan is simple and doesn’t require a FICO check. Just download the Possible Finance app from the App Store or Google Play, sign up and connect your bank account. Submit your application, and if approved, you’ll get a decision with clear repayment details. Funds are deposited in minutes*, and you can repay in installments instead of all at once—so you can catch your breath financially. Plus, you have the option to reschedule each payment up to 29 days out from the originally scheduled date with no fees.

How many reviews does the Possible app have?

As of March 2025 on the App Store, Possible has over 100,000 ratings with an average of 4.8 out of 5 stars. 

Is Possible Finance legit?

Founded in 2017, Possible Finance is a legitimate financial technology company that provides small-dollar installment loans with transparent terms, flexible repayment options and no hidden fees. Unlike traditional payday lenders, Possible allows borrowers to repay in manageable installments and move their payment dates. Possible Finance is incorporated in Delaware as a Public Benefit Corporation (PBC), meaning it is legally committed to prioritizing social impact alongside business goals. Possible’s public benefit is a commitment to provide tools that are beneficial to the financial health of the communities they serve. There’s no FICO check and bad credit is OK when you apply, but Possible Loan payments are reported to credit bureaus, giving borrowers an open door to economic mobility and a chance to build their credit history with on-time payments. With a fast, mobile-friendly application process, Possible Finance is a trusted option for those needing short-term financial relief. 

How do you qualify for Possible benefits?

Everyone who uses Possible gets access to our benefits like rescheduling payments for up to 29 days from the originally scheduled date and building credit history. There’s no FICO check when you apply with Possible. Just link your bank account and we’ll review your transactions, income and cash flow to help you qualify—no matter your credit score. 

Frequently asked questions

How do you apply for Possible?

Applying for a Possible Loan is simple and doesn’t require a FICO check. Just download the Possible Finance app from the App Store or Google Play, sign up and connect your bank account. Submit your application, and if approved, you’ll get a decision with clear repayment details. Funds are deposited in minutes*, and you can repay in installments instead of all at once—so you can catch your breath financially. Plus, you have the option to reschedule each payment up to 29 days out from the originally scheduled date with no fees.

How many reviews does the Possible app have?

As of March 2025 on the App Store, Possible has over 100,000 ratings with an average of 4.8 out of 5 stars. 

Is Possible Finance legit?

Founded in 2017, Possible Finance is a legitimate financial technology company that provides small-dollar installment loans with transparent terms, flexible repayment options and no hidden fees. Unlike traditional payday lenders, Possible allows borrowers to repay in manageable installments and move their payment dates. Possible Finance is incorporated in Delaware as a Public Benefit Corporation (PBC), meaning it is legally committed to prioritizing social impact alongside business goals. Possible’s public benefit is a commitment to provide tools that are beneficial to the financial health of the communities they serve. There’s no FICO check and bad credit is OK when you apply, but Possible Loan payments are reported to credit bureaus, giving borrowers an open door to economic mobility and a chance to build their credit history with on-time payments. With a fast, mobile-friendly application process, Possible Finance is a trusted option for those needing short-term financial relief. 

How do you qualify for Possible benefits?

Everyone who uses Possible gets access to our benefits like rescheduling payments for up to 29 days from the originally scheduled date and building credit history. There’s no FICO check when you apply with Possible. Just link your bank account and we’ll review your transactions, income and cash flow to help you qualify—no matter your credit score. 

Frequently asked questions

How do you apply for Possible?

Applying for a Possible Loan is simple and doesn’t require a FICO check. Just download the Possible Finance app from the App Store or Google Play, sign up and connect your bank account. Submit your application, and if approved, you’ll get a decision with clear repayment details. Funds are deposited in minutes*, and you can repay in installments instead of all at once—so you can catch your breath financially. Plus, you have the option to reschedule each payment up to 29 days out from the originally scheduled date with no fees.

How many reviews does the Possible app have?

As of March 2025 on the App Store, Possible has over 100,000 ratings with an average of 4.8 out of 5 stars. 

Is Possible Finance legit?

Founded in 2017, Possible Finance is a legitimate financial technology company that provides small-dollar installment loans with transparent terms, flexible repayment options and no hidden fees. Unlike traditional payday lenders, Possible allows borrowers to repay in manageable installments and move their payment dates. Possible Finance is incorporated in Delaware as a Public Benefit Corporation (PBC), meaning it is legally committed to prioritizing social impact alongside business goals. Possible’s public benefit is a commitment to provide tools that are beneficial to the financial health of the communities they serve. There’s no FICO check and bad credit is OK when you apply, but Possible Loan payments are reported to credit bureaus, giving borrowers an open door to economic mobility and a chance to build their credit history with on-time payments. With a fast, mobile-friendly application process, Possible Finance is a trusted option for those needing short-term financial relief. 

How do you qualify for Possible benefits?

Everyone who uses Possible gets access to our benefits like rescheduling payments for up to 29 days from the originally scheduled date and building credit history. There’s no FICO check when you apply with Possible. Just link your bank account and we’ll review your transactions, income and cash flow to help you qualify—no matter your credit score. 

All products are subject to eligibility and approval by Possible Financial Inc. dba “Possible Finance” and “Possible” or its banking partner Coastal Community Bank. Eligibility for a product is not guaranteed.

For Loans, Possible Finance has direct lending licenses in CA, ID, LA, NV, OH, OR, UT and WA. Idaho Residents: License #RRL-10073; Louisiana Residents: License #1697898; Nevada License #CDTH11200; Ohio Residents: License #ST.760161.000; Washington License #530-CC/SL-111888. California Residents: Possible Finance is licensed by the Department of Financial Protection and Innovation, pursuant to the California Deferred Deposit Transaction Law, License #10DBO-105848.

Loans in AL, DE, FL, IA, IN, KS, KY, MI, MO, MS, NC, OK, RI, SC, TN, TX, VA, and WY are made by Coastal Community Bank, and serviced by Possible Finance. Texas Residents: Possible Finance is a licensed Credit Access Business; License #1800061850-160823.

*Funding usually within minutes but may take up to 5 days.

^Loan amounts & structure vary by state.

°Possible uses fee and payday loan usage information from the Consumer Financial Protection Bureau, Center for Responsible Lending, Pew Charitable Trusts, and the Consumer Federation of America to arrive at our Fees Saved Calculation. Savings based on the maximum fees Possible could have charged customers over the typical payday loan term, including late fees, insufficient funds fees, etc. Results will vary.

¨See possiblefinance.com/samplepaymentschedules for rates & terms examples.

ˇReal customer compensated. Results may vary.

˘Possible Loans offer up to 29 days of payment flexibility from original due date.

Possible Card is issued by Coastal Community Bank and serviced by Possible Finance, pursuant to its license with Mastercard International Incorporated. Arizona Residents: Licenses #CA-1033558, #CA-1041621, and #CA-1041622; California Residents: License #10595-99; Hawaii Residents: License #COLAX-1238-0; Illinois Residents: License #17.022449; Louisiana Residents: Registration #446766611; Maine Residents: License #SLM15758; Maryland Residents: License #1697898; Massachusetts Residents: Registration #LS1697898; Nebraska Residents: License #1697898; New Jersey: Registration #19095; North Dakota Residents: License #MB104104; Oregon Residents: License #1697898; Pennsylvania Residents: Registration #95262; South Dakota Residents: License #1697898.MYL; Vermont Residents: License #LSO-1697898; Washington Residents: License #6041888588-001-0001: West Virginia Residents: Registration #2417-3349.

All trademarks and brand names are property of their respective owners. Use of them does not imply any affiliation with or endorsement by them.

If you have questions or concerns, please contact the Support Team at support.possiblefinance.com

Mailing Address: Possible Finance, PO Box 98686, Las Vegas, NV 89193

*Funding usually within minutes but may take up to 5 days.

^Loan amounts & structure vary by state.

¨See possiblefinance.com/samplepaymentschedules for rates & terms examples.

ˇReal customer compensated. Results may vary.

˘Possible Loans offer up to 29 days of payment flexibility from original due date.

All trademarks and brand names are property of their respective owners. Use of them does not imply any affiliation with or endorsement by them.

If you have questions or concerns, please contact the Support Team at support.possiblefinance.com

Mailing Address: Possible Finance, PO Box 98686, Las Vegas, NV 89193

*Funding usually within minutes but may take up to 5 days.

^Loan amounts & structure vary by state.

¨See possiblefinance.com/samplepaymentschedules for rates & terms examples.

ˇReal customer compensated. Results may vary.

˘Possible Loans offer up to 29 days of payment flexibility from original due date.

All trademarks and brand names are property of their respective owners. Use of them does not imply any affiliation with or endorsement by them.

If you have questions or concerns, please contact the Support Team at support.possiblefinance.com

Mailing Address: Possible Finance, PO Box 98686, Las Vegas, NV 89193

Loan

Advance

Card

Series

Articles

Our purpose

Public Benefit Corp

Financial Relief Plan

Built to benefit your financial wellbeing

How we deliver on our promise to you

When you win, we win

When you win, we win

When you win, we win

Zero late fees or penalty fees

Zero late fees or penalty fees

Zero late fees or penalty fees

Pay when you can, at no additional cost

Pay when you can, at no additional cost

Pay when you can, at no additional cost

We listen and act on your feedback

We listen and act on your feedback

We listen and act on your feedback

Our nonprofit partnership to supportfinancial education

Our nonprofit partnership to supportfinancial education

Our nonprofit partnership to supportfinancial education

More ways we support you

Join the Possibleteam

Keep intouch

Join the Possibleteam

Keep intouch

Join the Possibleteam

Keep intouch

Send instant* cash right to the bank account you choose

Send instant* cash right to the bank account you choose

Send instant* cash right to the bank account you choose

Frequently asked questions

Frequently asked questions

Frequently asked questions

Send instant^* cash right to the bank account you choose

Send instant^* cash right to the bank account you choose

Send instant^* cash right to the bank account you choose