Money in minutes

Money in minutes

Money in minutes

Possible FAQ

How to Reapply for a Possible Loan

Whether you just paid off a loan or were recently denied, reapplying for a Possible Loan is easy—and never penalized. In this video, we walk you through when you can reapply, how cooldowns work, and why using a debit card for your final payment can help speed things up. We’ll also cover how to switch your linked bank account, why steady income matters, and how our alerts can help you apply when your odds of approval may be higher. It’s fast, it’s flexible, and it’s all in the app.

...more

Whether you just paid off a loan or were recently denied, reapplying for a Possible Loan is easy—and never penalized. In this video, we walk you through when you can reapply, how cooldowns work, and why using a debit card for your final payment can help speed things up. We’ll also cover how to switch your linked bank account, why steady income matters, and how our alerts can help you apply when your odds of approval may be higher. It’s fast, it’s flexible, and it’s all in the app.

...more

Whether you just paid off a loan or were recently denied, reapplying for a Possible Loan is easy—and never penalized. In this video, we walk you through when you can reapply, how cooldowns work, and why using a debit card for your final payment can help speed things up. We’ll also cover how to switch your linked bank account, why steady income matters, and how our alerts can help you apply when your odds of approval may be higher. It’s fast, it’s flexible, and it’s all in the app.

...more

Transcription

Transcription

Transcription

More in this series

Do Possible Loans Build Credit History?

On-time payments on your Possible Loan become part of your credit history—but a better score isn’t guaranteed. Here’s how Possible reports to bureaus and what it means for you.

2:23

2:23

Do Possible Loans Build Credit History?

On-time payments on your Possible Loan become part of your credit history—but a better score isn’t guaranteed. Here’s how Possible reports to bureaus and what it means for you.

Do Possible Loans Build Credit History?

On-time payments on your Possible Loan become part of your credit history—but a better score isn’t guaranteed. Here’s how Possible reports to bureaus and what it means for you.

2:23

How Loan Amounts Work with a Possible Loan

Loan amounts vary by state and your financial history. Here’s how we determine what you qualify for—and how to grow it over time.

1:34

1:34

How Loan Amounts Work with a Possible Loan

Loan amounts vary by state and your financial history. Here’s how we determine what you qualify for—and how to grow it over time.

How Loan Amounts Work with a Possible Loan

Loan amounts vary by state and your financial history. Here’s how we determine what you qualify for—and how to grow it over time.

1:34

How to Reschedule Your Possible Loan Payments

Life happens. Here’s how to reschedule a Possible Loan payment—right in the app, with no rescheduling fees or judgment.

1:25

1:25

How to Reschedule Your Possible Loan Payments

Life happens. Here’s how to reschedule a Possible Loan payment—right in the app, with no rescheduling fees or judgment.

How to Reschedule Your Possible Loan Payments

Life happens. Here’s how to reschedule a Possible Loan payment—right in the app, with no rescheduling fees or judgment.

1:25

How Installment Payments Work with a Possible Loan

Possible Loans are designed to be flexible. Learn how installment payments work—and how to reschedule.

1:09

1:09

How Installment Payments Work with a Possible Loan

Possible Loans are designed to be flexible. Learn how installment payments work—and how to reschedule.

How Installment Payments Work with a Possible Loan

Possible Loans are designed to be flexible. Learn how installment payments work—and how to reschedule.

1:09

What Is a Primary Account?

Your Primary Account is the main bank account you use with Possible. Learn how to choose it, and why it matters for your Possible Loan.

2:34

2:34

What Is a Primary Account?

Your Primary Account is the main bank account you use with Possible. Learn how to choose it, and why it matters for your Possible Loan.

What Is a Primary Account?

Your Primary Account is the main bank account you use with Possible. Learn how to choose it, and why it matters for your Possible Loan.

2:34

How to Apply for a Possible Loan

Ready to apply for a Possible Loan? Here’s how it works, from linking your bank to verifying your info. Plus, a few tips to improve your chances of approval.

2:53

2:53

How to Apply for a Possible Loan

Ready to apply for a Possible Loan? Here’s how it works, from linking your bank to verifying your info. Plus, a few tips to improve your chances of approval.

How to Apply for a Possible Loan

Ready to apply for a Possible Loan? Here’s how it works, from linking your bank to verifying your info. Plus, a few tips to improve your chances of approval.

2:53

What to Do If You’re Denied for a Possible Loan

Getting denied for a Possible Loan doesn’t mean it’s over. Here’s what to do next—and how to improve your odds when you reapply.

2:05

2:05

What to Do If You’re Denied for a Possible Loan

Getting denied for a Possible Loan doesn’t mean it’s over. Here’s what to do next—and how to improve your odds when you reapply.

What to Do If You’re Denied for a Possible Loan

Getting denied for a Possible Loan doesn’t mean it’s over. Here’s what to do next—and how to improve your odds when you reapply.

2:05

How can I increase my Possible Loan amount?

Want to boost your odds—or your loan amount? Learn what you can do to increase your chances of getting approved for a Possible Loan. No FICO score required.

3:22

3:22

How can I increase my Possible Loan amount?

Want to boost your odds—or your loan amount? Learn what you can do to increase your chances of getting approved for a Possible Loan. No FICO score required.

How can I increase my Possible Loan amount?

Want to boost your odds—or your loan amount? Learn what you can do to increase your chances of getting approved for a Possible Loan. No FICO score required.

3:22

When’s the Best Time to Apply for a Possible Loan?

The Possible app can help you know the best time to apply for a loan—based on your real spending and paycheck habits. No FICO check required.

2:18

2:18

When’s the Best Time to Apply for a Possible Loan?

The Possible app can help you know the best time to apply for a loan—based on your real spending and paycheck habits. No FICO check required.

When’s the Best Time to Apply for a Possible Loan?

The Possible app can help you know the best time to apply for a loan—based on your real spending and paycheck habits. No FICO check required.

2:18

Can I Pay Off My Possible Loan Early?

Can you pay off your Possible Loan early—and should you? Here’s what to know about extra payments, rescheduling, and building credit history with Possible.

1:06

1:06

Can I Pay Off My Possible Loan Early?

Can you pay off your Possible Loan early—and should you? Here’s what to know about extra payments, rescheduling, and building credit history with Possible.

Can I Pay Off My Possible Loan Early?

Can you pay off your Possible Loan early—and should you? Here’s what to know about extra payments, rescheduling, and building credit history with Possible.

1:06

Bank Accounts & Payment Methods

Learn how to link your bank account or payment method in the Possible app—whether you’re using Plaid, adding a debit card, or switching your Primary Account.

2:13

2:13

Bank Accounts & Payment Methods

Learn how to link your bank account or payment method in the Possible app—whether you’re using Plaid, adding a debit card, or switching your Primary Account.

Bank Accounts & Payment Methods

Learn how to link your bank account or payment method in the Possible app—whether you’re using Plaid, adding a debit card, or switching your Primary Account.

2:13

Why Is My Possible Loan Offer Lower Than Before?

Approved for a lower loan amount than before? Here’s why that happens—and how to potentially qualify for more next time.

1:19

1:19

Why Is My Possible Loan Offer Lower Than Before?

Approved for a lower loan amount than before? Here’s why that happens—and how to potentially qualify for more next time.

Why Is My Possible Loan Offer Lower Than Before?

Approved for a lower loan amount than before? Here’s why that happens—and how to potentially qualify for more next time.

1:19

How to Make a Payment in the Possible App

Learn how to make a payment in the Possible app—whether you want to pay early, switch methods, or use a debit card or bank account.

1:06

1:06

How to Make a Payment in the Possible App

Learn how to make a payment in the Possible app—whether you want to pay early, switch methods, or use a debit card or bank account.

How to Make a Payment in the Possible App

Learn how to make a payment in the Possible app—whether you want to pay early, switch methods, or use a debit card or bank account.

1:06

How Fast Will I Get My Possible Loan?

Wondering how fast you’ll get your funds? Learn how debit card transfers can get you cash in minutes*.

1:24

1:24

How Fast Will I Get My Possible Loan?

Wondering how fast you’ll get your funds? Learn how debit card transfers can get you cash in minutes*.

How Fast Will I Get My Possible Loan?

Wondering how fast you’ll get your funds? Learn how debit card transfers can get you cash in minutes*.

1:24

All products are subject to eligibility and approval by Possible Financial Inc. dba “Possible Finance” and “Possible” or its banking partner Coastal Community Bank. Eligibility for a product is not guaranteed.

For Loans, Possible Finance has direct lending licenses in CA, HI, ID, LA, NV, OH, OR, UT and WA. Idaho Residents: License #RRL-10073; Louisiana Residents: License #1697898; Nevada License #CDTH11200; Ohio Residents: License #ST.760161.000; Washington License #530-CC/SL-111888. California Residents: Possible Finance is licensed by the Department of Financial Protection and Innovation, pursuant to the California Deferred Deposit Transaction Law, License #10DBO-105848.

Loans in AL, AR, AZ, DE, FL, IA, IN, KS, KY, MI, MO, MS, MT, NE, NH, NC, OK, RI, SC, TN, TX, VA and WY are made by Coastal Community Bank, and serviced by Possible Finance. Texas Residents: Possible Finance is a licensed Credit Access Business; License #1800061850-160823.

*Funding usually within minutes but may take up to 5 days.

^Loan amounts & structure vary by state. 

°Possible uses fee and payday loan usage information from the Consumer Financial Protection Bureau, Center for Responsible Lending, Pew Charitable Trusts, and the Consumer Federation of America to arrive at our Fees Saved Calculation. Savings based on the maximum fees Possible could have charged customers over the typical payday loan term, including late fees, insufficient funds fees, etc. Results will vary.

¨See possiblefinance.com/samplepaymentschedules for rates & terms examples.

ˇReal customer compensated. Results may vary. 

˘Possible Loans offer up to 29 days of payment flexibility from original due date.

Possible Card is issued by Coastal Community Bank and serviced by Possible Finance, pursuant to its license with Mastercard International Incorporated. Arizona Residents: Licenses #CA-1033558, #CA-1041621, and #CA-1041622; California Residents: License #10595-99; Hawaii Residents: License #COLAX-1238-0; Illinois Residents: License #17.022449; Louisiana Residents: Registration #446766611; Maine Residents: License #SLM15758; Maryland Residents: License #1697898; Massachusetts Residents: Registration #LS1697898; Nebraska Residents: License #1697898; New Jersey: Registration #19095; North Dakota Residents: License #MB104104; Oregon Residents: License #1697898; Pennsylvania Residents: Registration #95262; South Dakota Residents: License #1697898.MYL; Vermont Residents: License #LSO-1697898; Washington Residents: License #6041888588-001-0001: West Virginia Residents: Registration #2417-3349.

All trademarks and brand names are property of their respective owners. Use of them does not imply any affiliation with or endorsement by them.

If you have questions or concerns, please contact the Support Team at support.possiblefinance.com

Mailing Address: Possible Finance, PO Box 98686, Las Vegas, NV 89193

Possible Financial Inc. © 2025 - NMLS #1697898

All products are subject to eligibility and approval by Possible Financial Inc. dba “Possible Finance” and “Possible” or its banking partner Coastal Community Bank. Eligibility for a product is not guaranteed.

For Loans, Possible Finance has direct lending licenses in CA, HI, ID, LA, NV, OH, OR, UT and WA. Idaho Residents: License #RRL-10073; Louisiana Residents: License #1697898; Nevada License #CDTH11200; Ohio Residents: License #ST.760161.000; Washington License #530-CC/SL-111888. California Residents: Possible Finance is licensed by the Department of Financial Protection and Innovation, pursuant to the California Deferred Deposit Transaction Law, License #10DBO-105848.

Loans in AL, AR, AZ, DE, FL, IA, IN, KS, KY, MI, MO, MS, MT, NE, NH, NC, OK, RI, SC, TN, TX, VA and WY are made by Coastal Community Bank, and serviced by Possible Finance. Texas Residents: Possible Finance is a licensed Credit Access Business; License #1800061850-160823.

*Funding usually within minutes but may take up to 5 days.

^Loan amounts & structure vary by state. 

°Possible uses fee and payday loan usage information from the Consumer Financial Protection Bureau, Center for Responsible Lending, Pew Charitable Trusts, and the Consumer Federation of America to arrive at our Fees Saved Calculation. Savings based on the maximum fees Possible could have charged customers over the typical payday loan term, including late fees, insufficient funds fees, etc. Results will vary.

¨See possiblefinance.com/samplepaymentschedules for rates & terms examples.

ˇReal customer compensated. Results may vary. 

˘Possible Loans offer up to 29 days of payment flexibility from original due date.

Possible Card is issued by Coastal Community Bank and serviced by Possible Finance, pursuant to its license with Mastercard International Incorporated. Arizona Residents: Licenses #CA-1033558, #CA-1041621, and #CA-1041622; California Residents: License #10595-99; Hawaii Residents: License #COLAX-1238-0; Illinois Residents: License #17.022449; Louisiana Residents: Registration #446766611; Maine Residents: License #SLM15758; Maryland Residents: License #1697898; Massachusetts Residents: Registration #LS1697898; Nebraska Residents: License #1697898; New Jersey: Registration #19095; North Dakota Residents: License #MB104104; Oregon Residents: License #1697898; Pennsylvania Residents: Registration #95262; South Dakota Residents: License #1697898.MYL; Vermont Residents: License #LSO-1697898; Washington Residents: License #6041888588-001-0001: West Virginia Residents: Registration #2417-3349.

All trademarks and brand names are property of their respective owners. Use of them does not imply any affiliation with or endorsement by them.

If you have questions or concerns, please contact the Support Team at support.possiblefinance.com

Mailing Address: Possible Finance, PO Box 98686, Las Vegas, NV 89193

Possible Financial Inc. © 2025 - NMLS #1697898

All products are subject to eligibility and approval by Possible Financial Inc. dba “Possible Finance” and “Possible” or its banking partner Coastal Community Bank. Eligibility for a product is not guaranteed.

For Loans, Possible Finance has direct lending licenses in CA, HI, ID, LA, NV, OH, OR, UT and WA. Idaho Residents: License #RRL-10073; Louisiana Residents: License #1697898; Nevada License #CDTH11200; Ohio Residents: License #ST.760161.000; Washington License #530-CC/SL-111888. California Residents: Possible Finance is licensed by the Department of Financial Protection and Innovation, pursuant to the California Deferred Deposit Transaction Law, License #10DBO-105848.

Loans in AL, AR, AZ, DE, FL, IA, IN, KS, KY, MI, MO, MS, MT, NE, NH, NC, OK, RI, SC, TN, TX, VA and WY are made by Coastal Community Bank, and serviced by Possible Finance. Texas Residents: Possible Finance is a licensed Credit Access Business; License #1800061850-160823.

*Funding usually within minutes but may take up to 5 days.

^Loan amounts & structure vary by state. 

°Possible uses fee and payday loan usage information from the Consumer Financial Protection Bureau, Center for Responsible Lending, Pew Charitable Trusts, and the Consumer Federation of America to arrive at our Fees Saved Calculation. Savings based on the maximum fees Possible could have charged customers over the typical payday loan term, including late fees, insufficient funds fees, etc. Results will vary.

¨See possiblefinance.com/samplepaymentschedules for rates & terms examples.

ˇReal customer compensated. Results may vary. 

˘Possible Loans offer up to 29 days of payment flexibility from original due date.

Possible Card is issued by Coastal Community Bank and serviced by Possible Finance, pursuant to its license with Mastercard International Incorporated. Arizona Residents: Licenses #CA-1033558, #CA-1041621, and #CA-1041622; California Residents: License #10595-99; Hawaii Residents: License #COLAX-1238-0; Illinois Residents: License #17.022449; Louisiana Residents: Registration #446766611; Maine Residents: License #SLM15758; Maryland Residents: License #1697898; Massachusetts Residents: Registration #LS1697898; Nebraska Residents: License #1697898; New Jersey: Registration #19095; North Dakota Residents: License #MB104104; Oregon Residents: License #1697898; Pennsylvania Residents: Registration #95262; South Dakota Residents: License #1697898.MYL; Vermont Residents: License #LSO-1697898; Washington Residents: License #6041888588-001-0001: West Virginia Residents: Registration #2417-3349.

All trademarks and brand names are property of their respective owners. Use of them does not imply any affiliation with or endorsement by them.

If you have questions or concerns, please contact the Support Team at support.possiblefinance.com

Mailing Address: Possible Finance, PO Box 98686, Las Vegas, NV 89193

Possible Financial Inc. © 2025 - NMLS #1697898