Possible Loans now available in Virginia—borrow up to $500^
We’re excited to share that Possible Loans are now available across the Commonwealth of Virginia. Whether you're based in Richmond, Virginia Beach, Roanoke or Arlington, you can now borrow up to $500^ through the Possible app—right from your phone, with no hidden fees and no FICO check to apply.
From surprise car repairs on I-81 to catching up on bills before payday, life happens—and we’re here to help you navigate it with confidence. Possible offers an easier, more transparent way to access credit when you need it.
When money’s tight, you still have options
An unexpected bill or urgent home repair can make a big impact when you’re working hard to keep everything on track. But too often, traditional lenders ask for high credit scores, long forms and extra fees—putting access out of reach for many. Some borrowers even get stuck in a cycle of debt with payday loans.
At Possible, we’ve built something different—something that works with real life.
What makes Possible different
We’re a Public Benefit Corporation, which means we’re designed to put people first. That includes making it easier to get help when you need it and making sure you’re supported long after you’ve paid us back.
With Possible, you can borrow up to $500^ right through our mobile app—no confusing paperwork, no trips to a storefront. Once approved, funds are typically deposited within minutes*, so you can take care of what matters without the wait.
Repayment is spread across four installments¨, timed with your pay schedule to keep things manageable. And if something changes, you can reschedule a payment˘ without penalty or credit impact.
On top of that, we report payments to the major credit bureaus†, helping you build credit history. All this happens with no late fees, no hidden charges and no judgment.
A local welcome from Old Dominion
Bringing Possible to Virginia was intentional. We’ve seen the impact that fair, responsible credit access can have—and we’re here to make that possible for more people.
“As someone working in the financial sector in Virginia, I'm thrilled Possible has arrived. I've witnessed the positive impact fair credit access has on people's lives. Possible’s dedication to financial empowerment is exactly what Virginians need to thrive. Welcome to the Commonwealth, Possible!”
Court, Compliance Manager at Possible & Virginia Resident
We’re proud to join a state that values fairness, opportunity and economic resilience.
Simple, supportive repayment
Your Possible Loan repayment plan is spread out over four installments¨ and follows your payday schedule—so it works with your real life. If something changes, no problem. You can reschedule˘ without it affecting your credit or costing you extra.
We also report payments to the credit bureaus†—helping you build your credit history over time. That’s something most short-term lenders skip, but we know how important it is for long-term financial health.
As CEO Tony Huang shared:
“Bringing Possible to Virginia is a meaningful part of our growth as we continue expanding. Our goal remains the same: to make financial health possible for everyone, including communities right here in the Commonwealth.”
Apply now and move forward financially
If you’ve been left out of traditional lending or stuck with unfair terms before, know this: there’s a better way. With the Possible app, you can apply anytime—day or night—and see your loan delivered fast* once approved.
Apply now and take your next step with Possible.
*Funding typically occurs within minutes of approval but can take up to 5 days.
^Loan amounts and structure vary by state.
¨For examples of rates and terms, please visit possiblefinance.com/samplepaymentschedules.
˘Possible Loans offer up to 29 days of payment flexibility from the original payment due date should you need to move your payment dates.
†Credit scores are based on many factors and individual results may vary.
Loans available through Possible Financial Inc. dba Possible Finance are issued by Coastal Community Bank. Loan terms are subject to eligibility.