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Loans in Florida

Loans in Florida

Get your funds instantly*

Get your funds instantly*

Possible Loan is available in Florida

Florida borrowers can access installment loans of $200-$650 with Possible

Possible Finance offers small-dollar installment loans in Florida, with a maximum loan amount of up to $200-$650. Applying takes minutes with the Possible app and does not require a FICO score check. Connect your bank account and Possible reviews your income and cash flow to approve you for a loan. Funds typically arrive in minutes. Repayment is typically split into installments, unlike traditional lump-sum payday loans.

(Source: CFPB)

Payday loan alternative

Payday loan alternative

Find out more about the Possible Loan

Availability

Possible Loans are available in Florida

Possible Loans are available in Florida

Loan Amount

Loans range from $200-$650. A typical first loan is $229 (Source: internal data, December 2025)

Loans range from $200-$650. A typical first loan is $229 (Source: internal data, December 2025)

Cost

$XX for every $XXX you borrow OR The fee isn’t a flat rate. Get an estimate (link above)

$XX for every $XXX you borrow OR The fee isn’t a flat rate. Get an estimate (link above)

Repayment Term

Typically repaid in 4 installments over 8 weeks. See Sample Payment Schedules.

Typically repaid in 4 installments over 8 weeks. See Sample Payment Schedules.

Flexibility

Each installment can be moved up to 29 days out from the originally scheduled due date.

Each installment can be moved up to 29 days out from the originally scheduled due date.

Credit Impact

No FICO check to apply. Repayments are reported to credit bureaus: TransUnion and Experian.

No FICO check to apply. Repayments are reported to credit bureaus: TransUnion and Experian.

Eligibility & Documents

18+ and a resident of Florida

SSN/ITIN (or as permitted by law)

Active checking account in your name

Note: If we cannot verify them instantly via your bank account, you may be asked to provide valid government photo ID, proof of address, or verify income with pay stubs or deposit history. This happens automatically for most customers.

A better way to borrow

A better way to borrow

A loan that’s built for your finances

A loan that’s built for your finances

A loan that’s built for your finances

Icon of a wallet.

No FICO check

Your income, cash flow and money habits count towards the results of your application and are part of how we make lending decisions.

Icon of a classic bank building.

Know when to apply

Know when to apply

Know when to apply

Link your bank account and we'll let you know the best time to submit your application.

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Take the time you need to pay off your loan

Take the time you need to pay off your loan

Take the time you need to pay off your loan

You can Pay Over Time in installments, and move payments up to 29 days out from the original due date—there’s no rescheduling fee. This benefit is available to all members, no matter what.

Never pay late fees

Never pay late fees

Never pay late fees

Zero penalty fees. No surprises. Ever.

Possible app UI indicating a missed payment and an opportunity to reschedule.
Possible app UI indicating a missed payment and an opportunity to reschedule.
Possible app UI indicating a missed payment and an opportunity to reschedule.

Build credit history

Build credit history

Build credit history

Unlike payday loans, your
payments are reported to credit bureaus

Icon of a shield with a checkmark in the middle.

Get real-time alerts

Get real-time alerts

Get real-time alerts

Know instantly when you’re approved, get reminders when payment dates are coming up and more.

Get the most money Possible

Get the most money Possible

Get the most money Possible

Even if you don’t qualify for the full amount you request, we’ll get you the highest amount we can.

Icon of a wallet.

Add extra payment methods

Add extra payment methods

Add extra payment methods

Pay with your Chime card, extra debit card, Grandma’s Visa gift card—the choice is yours.

Ready to get started?inline-0Enter your info in theinline-1app to see if you qualify.

Button for downloading the Possible App on the Apple App Store.
Button for downloading the Possible App on the Google Play Store.

Ready to get started?inline-0Enter your info in theinline-1app to see if you qualify.

Button for downloading the Possible App on the Apple App Store.
Button for downloading the Possible App on the Google Play Store.

Ready to get started?inline-0Enter your info in theinline-1app to see if you qualify.

Button for downloading the Possible App on the Apple App Store.
Button for downloading the Possible App on the Google Play Store.

Applying is fast & easy

Applying is fast & easy

Applying is fast & easy

Here’s a tip on how to get the best chance of approval

Relief Plan

Relief Plan

Relief Plan

Get even more time to pay if the unthinkable happens

Illustration of binoculars with dollar symbols in the glass.

Estimate the cost of Possible Loans in Florida

In Florida it's $23 for every $100 that I borrow.
WithiconPay Over Time, I can pay $246.54 back over eight weeks.

Week 2
$62
Week 4
$62
Week 6
$62
Week 8
$62

In Washington the fee won't be a flat rate. Here is an estimate below.
WithiconPay Over Time, I can pay $230.00 back over eight weeks.

Week 2
$58
Week 4
$58
Week 6
$58
Week 8
$58

Content

Ready to get started?inline-0Enter your info in theinline-1app to see if you qualify.

Button for downloading the Possible App on the Apple App Store.
Button for downloading the Possible App on the Google Play Store.

Ready to get started?inline-0Enter your info in theinline-1app to see if you qualify.

Button for downloading the Possible App on the Apple App Store.
Button for downloading the Possible App on the Google Play Store.

The information provided by the Real Cost calculator is for informational purposes only and does not constitute an offer. Loan terms are subject to eligibility.

Ready to get started?inline-0Enter your info in theinline-1app to see if you qualify.

Button for downloading the Possible App on the Apple App Store.
Button for downloading the Possible App on the Google Play Store.

Ready to get started?inline-0Enter your info in theinline-1app to see if you qualify.

Button for downloading the Possible App on the Apple App Store.
Button for downloading the Possible App on the Google Play Store.

Join over a million customers

Actual members, compensated for sharing their opinion. Results vary. Ratings as of May 2025.

Frequently asked questions

What is a Possible Loan?

A Possible Loan is a small-dollar installment loan designed to provide quick* access to cash while helping build credit history. Unlike payday loans, which often require lump-sum repayment (source: CFPB), Possible Loans are repaid in four¨ scheduled installments. Eligibility is based on your banking activity rather than a FICO check. Payments are reported to credit bureaus, and you can reschedule each payment up to 29 days from the originally scheduled date with no rescheduling fee.

Is Possible Loan available in Florida?

Yes, Possible Loans are available in Florida, subject to eligibility and applicable state regulations. Availability can change, so check the Possible app for the most current information.

How much does a Possible Loan cost in Florida?

In Florida, the fee for a Possible Loan is typically $XX per $100 borrowed, subject to applicable laws and any future changes. Your exact cost, repayment schedule, and total fees are shown in the Possible app before you accept the loan.

What are the eligibility requirements?

Eligibility generally includes being at least 18 (or the age of majority in your state), having a qualifying, active bank account with regular income deposits, and meeting state-specific requirements. Possible evaluates your income, cash flow, and transaction history rather than relying on a FICO check.

Will applying for a Possible Loan impact my credit?

Applying for a Possible Loan does not involve a FICO check, and there is no hard inquiry on your FICO score. Even if you have limited credit history or lower credit, you may still qualify. Once you have a loan, your payments are reported to credit bureaus, and on-time payments can help build or rebuild your credit history over time.

How long does it take to apply and get a decision?

The application is completed in the Possible app and usually takes only a few minutes. You’ll create an account, provide basic information, and link your bank account. There is no FICO check; eligibility is based on your banking activity. Most applicants receive a decision in minutes, and you can apply at any time.

When will I get the money?

If approved, most customers who choose debit card disbursement receive funds within minutes. Timing may vary by bank or debit card provider. If you select ACH transfer to your bank account instead, it can take longer—up to 5 business days for a small percentage of customers. Make sure your bank account is active and correctly linked in the Possible app.

Frequently asked questions

What is a Possible Loan?

A Possible Loan is a small-dollar installment loan designed to provide quick* access to cash while helping build credit history. Unlike payday loans, which often require lump-sum repayment (source: CFPB), Possible Loans are repaid in four¨ scheduled installments. Eligibility is based on your banking activity rather than a FICO check. Payments are reported to credit bureaus, and you can reschedule each payment up to 29 days from the originally scheduled date with no rescheduling fee.

Is Possible Loan available in Florida?

Yes, Possible Loans are available in Florida, subject to eligibility and applicable state regulations. Availability can change, so check the Possible app for the most current information.

How much does a Possible Loan cost in Florida?

In Florida, the fee for a Possible Loan is typically $XX per $100 borrowed, subject to applicable laws and any future changes. Your exact cost, repayment schedule, and total fees are shown in the Possible app before you accept the loan.

What are the eligibility requirements?

Eligibility generally includes being at least 18 (or the age of majority in your state), having a qualifying, active bank account with regular income deposits, and meeting state-specific requirements. Possible evaluates your income, cash flow, and transaction history rather than relying on a FICO check.

Will applying for a Possible Loan impact my credit?

Applying for a Possible Loan does not involve a FICO check, and there is no hard inquiry on your FICO score. Even if you have limited credit history or lower credit, you may still qualify. Once you have a loan, your payments are reported to credit bureaus, and on-time payments can help build or rebuild your credit history over time.

How long does it take to apply and get a decision?

The application is completed in the Possible app and usually takes only a few minutes. You’ll create an account, provide basic information, and link your bank account. There is no FICO check; eligibility is based on your banking activity. Most applicants receive a decision in minutes, and you can apply at any time.

When will I get the money?

If approved, most customers who choose debit card disbursement receive funds within minutes. Timing may vary by bank or debit card provider. If you select ACH transfer to your bank account instead, it can take longer—up to 5 business days for a small percentage of customers. Make sure your bank account is active and correctly linked in the Possible app.

Frequently asked questions

What is a Possible Loan?

A Possible Loan is a small-dollar installment loan designed to provide quick* access to cash while helping build credit history. Unlike payday loans, which often require lump-sum repayment (source: CFPB), Possible Loans are repaid in four¨ scheduled installments. Eligibility is based on your banking activity rather than a FICO check. Payments are reported to credit bureaus, and you can reschedule each payment up to 29 days from the originally scheduled date with no rescheduling fee.

Is Possible Loan available in Florida?

Yes, Possible Loans are available in Florida, subject to eligibility and applicable state regulations. Availability can change, so check the Possible app for the most current information.

How much does a Possible Loan cost in Florida?

In Florida, the fee for a Possible Loan is typically $XX per $100 borrowed, subject to applicable laws and any future changes. Your exact cost, repayment schedule, and total fees are shown in the Possible app before you accept the loan.

What are the eligibility requirements?

Eligibility generally includes being at least 18 (or the age of majority in your state), having a qualifying, active bank account with regular income deposits, and meeting state-specific requirements. Possible evaluates your income, cash flow, and transaction history rather than relying on a FICO check.

Will applying for a Possible Loan impact my credit?

Applying for a Possible Loan does not involve a FICO check, and there is no hard inquiry on your FICO score. Even if you have limited credit history or lower credit, you may still qualify. Once you have a loan, your payments are reported to credit bureaus, and on-time payments can help build or rebuild your credit history over time.

How long does it take to apply and get a decision?

The application is completed in the Possible app and usually takes only a few minutes. You’ll create an account, provide basic information, and link your bank account. There is no FICO check; eligibility is based on your banking activity. Most applicants receive a decision in minutes, and you can apply at any time.

When will I get the money?

If approved, most customers who choose debit card disbursement receive funds within minutes. Timing may vary by bank or debit card provider. If you select ACH transfer to your bank account instead, it can take longer—up to 5 business days for a small percentage of customers. Make sure your bank account is active and correctly linked in the Possible app.

Join over a million customers

Actual members, compensated for sharing their opinion. Results vary. Ratings as of May 2025.

Send instant* cash right to the bank account you choose

Possible app UI indicating that an application has been approved for a $300 loan.
Possible app UI asking where a loan should be sent—debit card or direct deposit.
Possible Loan background illustration texture.

Send instant* cash right to the bank account you choose

Possible app UI indicating that an application has been approved for a $300 loan.
Possible app UI asking where a loan should be sent—debit card or direct deposit.
Possible Loan background illustration texture.

All products are subject to eligibility and approval by Possible Financial Inc. dba “Possible Finance” and “Possible” or its banking partner Coastal Community Bank. Eligibility for a product is not guaranteed.

For Loans, Possible Finance has direct lending licenses in CA, HI, ID, UT and WA. Idaho Residents: License #RRL-10073; Louisiana Residents: License #1697898; Nevada License #CDTH11200; Ohio Residents: License #ST.760161.000; Washington License #530-CC/SL-111888. California Residents: Possible Finance is licensed by the Department of Financial Protection and Innovation, pursuant to the California Deferred Deposit Transaction Law, License #10DBO-105848.

Loans in AL, AR, AZ, DE, FL, IA, IN, KS, KY, LA, MI, MO, MS, MT, NC, NE, NH, NV, OH, OK, OR, RI, SC, TN, TX, VA, VT, and WY are made by Coastal Community Bank, and serviced by Possible Finance. Texas Residents: Possible Finance is a licensed Credit Access Business; License #1800061850-160823.

*Funding usually within minutes but may take up to 5 days.

^Loan amounts & structure vary by state. 

°Possible uses fee and payday loan usage information from the Consumer Financial Protection Bureau, Center for Responsible Lending, Pew Charitable Trusts, and the Consumer Federation of America to arrive at our Fees Saved Calculation. Savings based on the maximum fees Possible could have charged customers over the typical payday loan term, including late fees, insufficient funds fees, etc. Results will vary.

¨See possiblefinance.com/samplepaymentschedules for rates & terms examples.

ˇReal customer compensated. Results may vary. 

˘Possible Loans offer up to 29 days of payment flexibility from original due date.

Possible Card is issued by Coastal Community Bank and serviced by Possible Finance, pursuant to its license with Mastercard International Incorporated. Arizona Residents: Licenses #CA-1033558, #CA-1041621, and #CA-1041622; California Residents: License #10595-99; Hawaii Residents: License #COLAX-1238-0; Illinois Residents: License #17.022449; Louisiana Residents: Registration #446766611; Maine Residents: License #SLM15758; Maryland Residents: License #1697898; Massachusetts Residents: Registration #LS1697898; Nebraska Residents: License #1697898; New Jersey: Registration #19095; North Dakota Residents: License #MB104104; Oregon Residents: License #1697898; Pennsylvania Residents: Registration #95262; South Dakota Residents: License #1697898.MYL; Vermont Residents: License #LSO-1697898; Washington Residents: License #6041888588-001-0001: West Virginia Residents: Registration #2417-3349.

All trademarks and brand names are property of their respective owners. Use of them does not imply any affiliation with or endorsement by them.

If you have questions or concerns, please contact the Support Team at support.possiblefinance.com

Mailing Address: Possible Finance, PO Box 98686, Las Vegas, NV 89193

Possible Financial Inc. © 2025 - NMLS #1697898

All products are subject to eligibility and approval by Possible Financial Inc. dba “Possible Finance” and “Possible” or its banking partner Coastal Community Bank. Eligibility for a product is not guaranteed.

For Loans, Possible Finance has direct lending licenses in CA, HI, ID, UT and WA. Idaho Residents: License #RRL-10073; Louisiana Residents: License #1697898; Nevada License #CDTH11200; Ohio Residents: License #ST.760161.000; Washington License #530-CC/SL-111888. California Residents: Possible Finance is licensed by the Department of Financial Protection and Innovation, pursuant to the California Deferred Deposit Transaction Law, License #10DBO-105848.

Loans in AL, AR, AZ, DE, FL, IA, IN, KS, KY, LA, MI, MO, MS, MT, NC, NE, NH, NV, OH, OK, OR, RI, SC, TN, TX, VA, VT, and WY are made by Coastal Community Bank, and serviced by Possible Finance. Texas Residents: Possible Finance is a licensed Credit Access Business; License #1800061850-160823.

*Funding usually within minutes but may take up to 5 days.

^Loan amounts & structure vary by state. 

°Possible uses fee and payday loan usage information from the Consumer Financial Protection Bureau, Center for Responsible Lending, Pew Charitable Trusts, and the Consumer Federation of America to arrive at our Fees Saved Calculation. Savings based on the maximum fees Possible could have charged customers over the typical payday loan term, including late fees, insufficient funds fees, etc. Results will vary.

¨See possiblefinance.com/samplepaymentschedules for rates & terms examples.

ˇReal customer compensated. Results may vary. 

˘Possible Loans offer up to 29 days of payment flexibility from original due date.

Possible Card is issued by Coastal Community Bank and serviced by Possible Finance, pursuant to its license with Mastercard International Incorporated. Arizona Residents: Licenses #CA-1033558, #CA-1041621, and #CA-1041622; California Residents: License #10595-99; Hawaii Residents: License #COLAX-1238-0; Illinois Residents: License #17.022449; Louisiana Residents: Registration #446766611; Maine Residents: License #SLM15758; Maryland Residents: License #1697898; Massachusetts Residents: Registration #LS1697898; Nebraska Residents: License #1697898; New Jersey: Registration #19095; North Dakota Residents: License #MB104104; Oregon Residents: License #1697898; Pennsylvania Residents: Registration #95262; South Dakota Residents: License #1697898.MYL; Vermont Residents: License #LSO-1697898; Washington Residents: License #6041888588-001-0001: West Virginia Residents: Registration #2417-3349.

All trademarks and brand names are property of their respective owners. Use of them does not imply any affiliation with or endorsement by them.

If you have questions or concerns, please contact the Support Team at support.possiblefinance.com

Mailing Address: Possible Finance, PO Box 98686, Las Vegas, NV 89193

Possible Financial Inc. © 2025 - NMLS #1697898

Send instant* cash right to the bank account you choose

Possible app UI indicating that an application has been approved for a $300 loan.
Possible app UI asking where a loan should be sent—debit card or direct deposit.
Possible Loan background illustration texture.

Send instant* cash right to the bank account you choose

Possible app UI indicating that an application has been approved for a $300 loan.
Possible app UI asking where a loan should be sent—debit card or direct deposit.
Possible Loan background illustration texture.

All products are subject to eligibility and approval by Possible Financial Inc. dba “Possible Finance” and “Possible” or its banking partner Coastal Community Bank. Eligibility for a product is not guaranteed.

For Loans, Possible Finance has direct lending licenses in CA, HI, ID, UT and WA. Idaho Residents: License #RRL-10073; Louisiana Residents: License #1697898; Nevada License #CDTH11200; Ohio Residents: License #ST.760161.000; Washington License #530-CC/SL-111888. California Residents: Possible Finance is licensed by the Department of Financial Protection and Innovation, pursuant to the California Deferred Deposit Transaction Law, License #10DBO-105848.

Loans in AL, AR, AZ, DE, FL, IA, IN, KS, KY, LA, MI, MO, MS, MT, NC, NE, NH, NV, OH, OK, OR, RI, SC, TN, TX, VA, VT, and WY are made by Coastal Community Bank, and serviced by Possible Finance. Texas Residents: Possible Finance is a licensed Credit Access Business; License #1800061850-160823.

*Funding usually within minutes but may take up to 5 days.

^Loan amounts & structure vary by state. 

°Possible uses fee and payday loan usage information from the Consumer Financial Protection Bureau, Center for Responsible Lending, Pew Charitable Trusts, and the Consumer Federation of America to arrive at our Fees Saved Calculation. Savings based on the maximum fees Possible could have charged customers over the typical payday loan term, including late fees, insufficient funds fees, etc. Results will vary.

¨See possiblefinance.com/samplepaymentschedules for rates & terms examples.

ˇReal customer compensated. Results may vary. 

˘Possible Loans offer up to 29 days of payment flexibility from original due date.

Possible Card is issued by Coastal Community Bank and serviced by Possible Finance, pursuant to its license with Mastercard International Incorporated. Arizona Residents: Licenses #CA-1033558, #CA-1041621, and #CA-1041622; California Residents: License #10595-99; Hawaii Residents: License #COLAX-1238-0; Illinois Residents: License #17.022449; Louisiana Residents: Registration #446766611; Maine Residents: License #SLM15758; Maryland Residents: License #1697898; Massachusetts Residents: Registration #LS1697898; Nebraska Residents: License #1697898; New Jersey: Registration #19095; North Dakota Residents: License #MB104104; Oregon Residents: License #1697898; Pennsylvania Residents: Registration #95262; South Dakota Residents: License #1697898.MYL; Vermont Residents: License #LSO-1697898; Washington Residents: License #6041888588-001-0001: West Virginia Residents: Registration #2417-3349.

All trademarks and brand names are property of their respective owners. Use of them does not imply any affiliation with or endorsement by them.

If you have questions or concerns, please contact the Support Team at support.possiblefinance.com

Mailing Address: Possible Finance, PO Box 98686, Las Vegas, NV 89193

Possible Financial Inc. © 2025 - NMLS #1697898

All products are subject to eligibility and approval by Possible Financial Inc. dba “Possible Finance” and “Possible” or its banking partner Coastal Community Bank. Eligibility for a product is not guaranteed.

For Loans, Possible Finance has direct lending licenses in CA, HI, ID, UT and WA. Idaho Residents: License #RRL-10073; Louisiana Residents: License #1697898; Nevada License #CDTH11200; Ohio Residents: License #ST.760161.000; Washington License #530-CC/SL-111888. California Residents: Possible Finance is licensed by the Department of Financial Protection and Innovation, pursuant to the California Deferred Deposit Transaction Law, License #10DBO-105848.

Loans in AL, AR, AZ, DE, FL, IA, IN, KS, KY, LA, MI, MO, MS, MT, NC, NE, NH, NV, OH, OK, OR, RI, SC, TN, TX, VA, VT, and WY are made by Coastal Community Bank, and serviced by Possible Finance. Texas Residents: Possible Finance is a licensed Credit Access Business; License #1800061850-160823.

*Funding usually within minutes but may take up to 5 days.

^Loan amounts & structure vary by state. 

°Possible uses fee and payday loan usage information from the Consumer Financial Protection Bureau, Center for Responsible Lending, Pew Charitable Trusts, and the Consumer Federation of America to arrive at our Fees Saved Calculation. Savings based on the maximum fees Possible could have charged customers over the typical payday loan term, including late fees, insufficient funds fees, etc. Results will vary.

¨See possiblefinance.com/samplepaymentschedules for rates & terms examples.

ˇReal customer compensated. Results may vary. 

˘Possible Loans offer up to 29 days of payment flexibility from original due date.

Possible Card is issued by Coastal Community Bank and serviced by Possible Finance, pursuant to its license with Mastercard International Incorporated. Arizona Residents: Licenses #CA-1033558, #CA-1041621, and #CA-1041622; California Residents: License #10595-99; Hawaii Residents: License #COLAX-1238-0; Illinois Residents: License #17.022449; Louisiana Residents: Registration #446766611; Maine Residents: License #SLM15758; Maryland Residents: License #1697898; Massachusetts Residents: Registration #LS1697898; Nebraska Residents: License #1697898; New Jersey: Registration #19095; North Dakota Residents: License #MB104104; Oregon Residents: License #1697898; Pennsylvania Residents: Registration #95262; South Dakota Residents: License #1697898.MYL; Vermont Residents: License #LSO-1697898; Washington Residents: License #6041888588-001-0001: West Virginia Residents: Registration #2417-3349.

All trademarks and brand names are property of their respective owners. Use of them does not imply any affiliation with or endorsement by them.

If you have questions or concerns, please contact the Support Team at support.possiblefinance.com

Mailing Address: Possible Finance, PO Box 98686, Las Vegas, NV 89193

Possible Financial Inc. © 2025 - NMLS #1697898