Money in minutes
Money in minutes
Money in minutes
Build Credit History
You deserve a loan that actually builds credit history
Get the money you need. Repay over time. Your payments get reported to credit bureaus, helping you build credit history.
We support your credit history in more ways than one
Credit scores depend on so many factors, and your individual results will be unique—but here’s what you you can count on: Possible Loan payments are reported to credit bureaus. Every time.
No FICO check to apply
No FICO check to apply
No FICO check to apply
Starting out with bad credit? You’re welcome here. Your cash flow history helps determine approval, so you can apply with confidence.
Flexible rescheduling
Move your payments up to 29 days out from the original due dates with no impact to your credit history and zero late or rescheduling fees.
Track your progress
You can see all your Possible payments in the app. Plus, get reminders when payments are coming up so you can stay on track—just be sure you’re opted in.
Every payment counts
Even though there’s no FICO check to apply, Possible Loans still build your credit history. This helps show credit bureaus that you’re a great borrower.
The debt trap
The debt trap
The debt trap
Typical payday loans don’t report to credit bureaus.
Source: CFPB
The Possible difference
The Possible difference
The Possible difference
A loan that helps grow your credit history
Every payment gets reported to credit bureaus, helping you build a stronger financial future.
Simple steps to build credit history
with Possible
Simple steps to build credit historywith Possible
Simple steps to build credit historywith Possible
01
01
01
Get a Possible Loan
No FICO check needed—just apply through the app and get your funds in minutes.
02
02
02
Make on-time payments
Each payment is reported to credit bureaus, helping strengthen your credit history.
03
03
03
Need more time? Reschedule with no penalty
Every Possible Loan payment has a grace period.
Testimonials from real members
It was a sense of relief that there was a company that would actually not judge me based on some of my previous issues that I had with credit.Kyron
Member Since 2021
- It looks good because it gives you credit history as well as money now—you just pay it when you are scheduled to.
Teagan
Member Since 2023
- With payday loans, they don't really help... But with Possible, payments being reported to the credit bureaus really helps.
Keianna
Member Since 2024
- The interest rate, the no late fee, the willingness to work with you if you need a little bit longer. Just overall they've been great.
Elise
Member Since 2022
- It was a sense of relief that there was a company that would actually not judge me based on some of my previous issues that I had with credit.
Kyron
Member Since 2021
- It looks good because it gives you credit history as well as money now—you just pay it when you are scheduled to.
Teagan
Member Since 2023
- With payday loans, they don't really help... But with Possible, payments being reported to the credit bureaus really helps.
Keianna
Member Since 2024
- The interest rate, the no late fee, the willingness to work with you if you need a little bit longer. Just overall they've been great.
Elise
Member Since 2022
- It was a sense of relief that there was a company that would actually not judge me based on some of my previous issues that I had with credit.
Kyron
Member Since 2021
- It looks good because it gives you credit history as well as money now—you just pay it when you are scheduled to.
Teagan
Member Since 2023
- With payday loans, they don't really help... But with Possible, payments being reported to the credit bureaus really helps.
Keianna
Member Since 2024
- The interest rate, the no late fee, the willingness to work with you if you need a little bit longer. Just overall they've been great.
Elise
Member Since 2022
- It was a sense of relief that there was a company that would actually not judge me based on some of my previous issues that I had with credit.
Kyron
Member Since 2021
- It looks good because it gives you credit history as well as money now—you just pay it when you are scheduled to.
Teagan
Member Since 2023
- With payday loans, they don't really help... But with Possible, payments being reported to the credit bureaus really helps.
Keianna
Member Since 2024
- The interest rate, the no late fee, the willingness to work with you if you need a little bit longer. Just overall they've been great.
Elise
Member Since 2022
- It was a sense of relief that there was a company that would actually not judge me based on some of my previous issues that I had with credit.
Kyron
Member Since 2021
- It looks good because it gives you credit history as well as money now—you just pay it when you are scheduled to.
Teagan
Member Since 2023
- With payday loans, they don't really help... But with Possible, payments being reported to the credit bureaus really helps.
Keianna
Member Since 2024
- The interest rate, the no late fee, the willingness to work with you if you need a little bit longer. Just overall they've been great.
Elise
Member Since 2022
- It was a sense of relief that there was a company that would actually not judge me based on some of my previous issues that I had with credit.
Kyron
Member Since 2021
- It looks good because it gives you credit history as well as money now—you just pay it when you are scheduled to.
Teagan
Member Since 2023
- With payday loans, they don't really help... But with Possible, payments being reported to the credit bureaus really helps.
Keianna
Member Since 2024
- The interest rate, the no late fee, the willingness to work with you if you need a little bit longer. Just overall they've been great.
Elise
Member Since 2022
- It was a sense of relief that there was a company that would actually not judge me based on some of my previous issues that I had with credit.
Kyron
Member Since 2021
- It looks good because it gives you credit history as well as money now—you just pay it when you are scheduled to.
Teagan
Member Since 2023
- With payday loans, they don't really help... But with Possible, payments being reported to the credit bureaus really helps.
Keianna
Member Since 2024
- The interest rate, the no late fee, the willingness to work with you if you need a little bit longer. Just overall they've been great.
Elise
Member Since 2022
- It was a sense of relief that there was a company that would actually not judge me based on some of my previous issues that I had with credit.
Kyron
Member Since 2021
- It looks good because it gives you credit history as well as money now—you just pay it when you are scheduled to.
Teagan
Member Since 2023
- With payday loans, they don't really help... But with Possible, payments being reported to the credit bureaus really helps.
Keianna
Member Since 2024
- The interest rate, the no late fee, the willingness to work with you if you need a little bit longer. Just overall they've been great.
Elise
Member Since 2022
- It was a sense of relief that there was a company that would actually not judge me based on some of my previous issues that I had with credit.
Kyron
Member Since 2021
- It looks good because it gives you credit history as well as money now—you just pay it when you are scheduled to.
Teagan
Member Since 2023
- With payday loans, they don't really help... But with Possible, payments being reported to the credit bureaus really helps.
Keianna
Member Since 2024
- The interest rate, the no late fee, the willingness to work with you if you need a little bit longer. Just overall they've been great.
Elise
Member Since 2022
- It was a sense of relief that there was a company that would actually not judge me based on some of my previous issues that I had with credit.
Kyron
Member Since 2021
- It looks good because it gives you credit history as well as money now—you just pay it when you are scheduled to.
Teagan
Member Since 2023
- With payday loans, they don't really help... But with Possible, payments being reported to the credit bureaus really helps.
Keianna
Member Since 2024
- The interest rate, the no late fee, the willingness to work with you if you need a little bit longer. Just overall they've been great.
Elise
Member Since 2022
- It was a sense of relief that there was a company that would actually not judge me based on some of my previous issues that I had with credit.
Kyron
Member Since 2021
- It looks good because it gives you credit history as well as money now—you just pay it when you are scheduled to.
Teagan
Member Since 2023
- With payday loans, they don't really help... But with Possible, payments being reported to the credit bureaus really helps.
Keianna
Member Since 2024
- The interest rate, the no late fee, the willingness to work with you if you need a little bit longer. Just overall they've been great.
Elise
Member Since 2022
- It was a sense of relief that there was a company that would actually not judge me based on some of my previous issues that I had with credit.
Kyron
Member Since 2021
- It looks good because it gives you credit history as well as money now—you just pay it when you are scheduled to.
Teagan
Member Since 2023
- With payday loans, they don't really help... But with Possible, payments being reported to the credit bureaus really helps.
Keianna
Member Since 2024
- The interest rate, the no late fee, the willingness to work with you if you need a little bit longer. Just overall they've been great.
Elise
Member Since 2022
Actual members, compensated for sharing their opinion. Results vary.
Actual members, compensated for sharing their opinion. Results vary.
Unlock all the benefits
Unlock all the benefits
Unlock all the benefits
More reasons to love Possible
Take your time with installments
8 weeks. 4 installments. 4 paychecks.¨ Zero worries.
8 weeks. 4 installments. 4 paychecks.¨ Zero worries.
8 weeks. 4 installments. 4 paychecks.¨ Zero worries.
More payment methods available
Adding your additional debit cards is easy. Just type in the number.
Got denied? You can try again
There’s no penalty to reapply, and checking eligibility doesn’t impact your credit.
Plus, get additional benefits:
No hidden fees
Members have saved over $500 million since our inception.
Transparent terms
You’ll find all your loan details in the app. No surprises.
Frequently
asked
questions
How does Possible help me build credit history?
What if I need to move a payment?
Will applying for a Possible Loan impact my credit?
Frequently
asked
questions
How does Possible help me build credit history?
What if I need to move a payment?
Will applying for a Possible Loan impact my credit?
Frequently
asked
questions
How does Possible help me build credit history?
What if I need to move a payment?
Will applying for a Possible Loan impact my credit?
More articles to read
More articles to read
More articles to read
Get the Possible app now
Get the Possible app now
Get the Possible app now
All products are subject to eligibility and approval by Possible Financial Inc. dba “Possible Finance” and “Possible” or its banking partner Coastal Community Bank. Eligibility for a product is not guaranteed.
For Loans, Possible Finance has direct lending licenses in CA, HI, ID, NV, UT and WA. Idaho Residents: License #RRL-10073; Louisiana Residents: License #1697898; Nevada License #CDTH11200; Ohio Residents: License #ST.760161.000; Washington License #530-CC/SL-111888. California Residents: Possible Finance is licensed by the Department of Financial Protection and Innovation, pursuant to the California Deferred Deposit Transaction Law, License #10DBO-105848.
Loans in AL, AR, AZ, DE, FL, IA, IN, KS, KY, LA, MI, MO, MS, MT, NC, NE, NH, OH, OK, OR, RI, SC, TN, TX, VA, VT, and WY are made by Coastal Community Bank, and serviced by Possible Finance. Texas Residents: Possible Finance is a licensed Credit Access Business; License #1800061850-160823.
*Funding usually within minutes but may take up to 5 days.
^Loan amounts & structure vary by state.
°Possible uses fee and payday loan usage information from the Consumer Financial Protection Bureau, Center for Responsible Lending, Pew Charitable Trusts, and the Consumer Federation of America to arrive at our Fees Saved Calculation. Savings based on the maximum fees Possible could have charged customers over the typical payday loan term, including late fees, insufficient funds fees, etc. Results will vary.
¨See possiblefinance.com/samplepaymentschedules for rates & terms examples.
ˇReal customer compensated. Results may vary.
˘Possible Loans offer up to 29 days of payment flexibility from original due date.
Possible Card is issued by Coastal Community Bank and serviced by Possible Finance, pursuant to its license with Mastercard International Incorporated. Arizona Residents: Licenses #CA-1033558, #CA-1041621, and #CA-1041622; California Residents: License #10595-99; Hawaii Residents: License #COLAX-1238-0; Illinois Residents: License #17.022449; Louisiana Residents: Registration #446766611; Maine Residents: License #SLM15758; Maryland Residents: License #1697898; Massachusetts Residents: Registration #LS1697898; Nebraska Residents: License #1697898; New Jersey: Registration #19095; North Dakota Residents: License #MB104104; Oregon Residents: License #1697898; Pennsylvania Residents: Registration #95262; South Dakota Residents: License #1697898.MYL; Vermont Residents: License #LSO-1697898; Washington Residents: License #6041888588-001-0001: West Virginia Residents: Registration #2417-3349.
All trademarks and brand names are property of their respective owners. Use of them does not imply any affiliation with or endorsement by them.
If you have questions or concerns, please contact the Support Team at support.possiblefinance.com
Mailing Address: Possible Finance, PO Box 98686, Las Vegas, NV 89193
Possible Financial Inc. © 2025 - NMLS #1697898
All products are subject to eligibility and approval by Possible Financial Inc. dba “Possible Finance” and “Possible” or its banking partner Coastal Community Bank. Eligibility for a product is not guaranteed.
For Loans, Possible Finance has direct lending licenses in CA, HI, ID, NV, UT and WA. Idaho Residents: License #RRL-10073; Louisiana Residents: License #1697898; Nevada License #CDTH11200; Ohio Residents: License #ST.760161.000; Washington License #530-CC/SL-111888. California Residents: Possible Finance is licensed by the Department of Financial Protection and Innovation, pursuant to the California Deferred Deposit Transaction Law, License #10DBO-105848.
Loans in AL, AR, AZ, DE, FL, IA, IN, KS, KY, LA, MI, MO, MS, MT, NC, NE, NH, OH, OK, OR, RI, SC, TN, TX, VA, VT, and WY are made by Coastal Community Bank, and serviced by Possible Finance. Texas Residents: Possible Finance is a licensed Credit Access Business; License #1800061850-160823.
*Funding usually within minutes but may take up to 5 days.
^Loan amounts & structure vary by state.
°Possible uses fee and payday loan usage information from the Consumer Financial Protection Bureau, Center for Responsible Lending, Pew Charitable Trusts, and the Consumer Federation of America to arrive at our Fees Saved Calculation. Savings based on the maximum fees Possible could have charged customers over the typical payday loan term, including late fees, insufficient funds fees, etc. Results will vary.
¨See possiblefinance.com/samplepaymentschedules for rates & terms examples.
ˇReal customer compensated. Results may vary.
˘Possible Loans offer up to 29 days of payment flexibility from original due date.
Possible Card is issued by Coastal Community Bank and serviced by Possible Finance, pursuant to its license with Mastercard International Incorporated. Arizona Residents: Licenses #CA-1033558, #CA-1041621, and #CA-1041622; California Residents: License #10595-99; Hawaii Residents: License #COLAX-1238-0; Illinois Residents: License #17.022449; Louisiana Residents: Registration #446766611; Maine Residents: License #SLM15758; Maryland Residents: License #1697898; Massachusetts Residents: Registration #LS1697898; Nebraska Residents: License #1697898; New Jersey: Registration #19095; North Dakota Residents: License #MB104104; Oregon Residents: License #1697898; Pennsylvania Residents: Registration #95262; South Dakota Residents: License #1697898.MYL; Vermont Residents: License #LSO-1697898; Washington Residents: License #6041888588-001-0001: West Virginia Residents: Registration #2417-3349.
All trademarks and brand names are property of their respective owners. Use of them does not imply any affiliation with or endorsement by them.
If you have questions or concerns, please contact the Support Team at support.possiblefinance.com
Mailing Address: Possible Finance, PO Box 98686, Las Vegas, NV 89193
Possible Financial Inc. © 2025 - NMLS #1697898
All products are subject to eligibility and approval by Possible Financial Inc. dba “Possible Finance” and “Possible” or its banking partner Coastal Community Bank. Eligibility for a product is not guaranteed.
For Loans, Possible Finance has direct lending licenses in CA, HI, ID, NV, UT and WA. Idaho Residents: License #RRL-10073; Louisiana Residents: License #1697898; Nevada License #CDTH11200; Ohio Residents: License #ST.760161.000; Washington License #530-CC/SL-111888. California Residents: Possible Finance is licensed by the Department of Financial Protection and Innovation, pursuant to the California Deferred Deposit Transaction Law, License #10DBO-105848.
Loans in AL, AR, AZ, DE, FL, IA, IN, KS, KY, LA, MI, MO, MS, MT, NC, NE, NH, OH, OK, OR, RI, SC, TN, TX, VA, VT, and WY are made by Coastal Community Bank, and serviced by Possible Finance. Texas Residents: Possible Finance is a licensed Credit Access Business; License #1800061850-160823.
*Funding usually within minutes but may take up to 5 days.
^Loan amounts & structure vary by state.
°Possible uses fee and payday loan usage information from the Consumer Financial Protection Bureau, Center for Responsible Lending, Pew Charitable Trusts, and the Consumer Federation of America to arrive at our Fees Saved Calculation. Savings based on the maximum fees Possible could have charged customers over the typical payday loan term, including late fees, insufficient funds fees, etc. Results will vary.
¨See possiblefinance.com/samplepaymentschedules for rates & terms examples.
ˇReal customer compensated. Results may vary.
˘Possible Loans offer up to 29 days of payment flexibility from original due date.
Possible Card is issued by Coastal Community Bank and serviced by Possible Finance, pursuant to its license with Mastercard International Incorporated. Arizona Residents: Licenses #CA-1033558, #CA-1041621, and #CA-1041622; California Residents: License #10595-99; Hawaii Residents: License #COLAX-1238-0; Illinois Residents: License #17.022449; Louisiana Residents: Registration #446766611; Maine Residents: License #SLM15758; Maryland Residents: License #1697898; Massachusetts Residents: Registration #LS1697898; Nebraska Residents: License #1697898; New Jersey: Registration #19095; North Dakota Residents: License #MB104104; Oregon Residents: License #1697898; Pennsylvania Residents: Registration #95262; South Dakota Residents: License #1697898.MYL; Vermont Residents: License #LSO-1697898; Washington Residents: License #6041888588-001-0001: West Virginia Residents: Registration #2417-3349.
All trademarks and brand names are property of their respective owners. Use of them does not imply any affiliation with or endorsement by them.
If you have questions or concerns, please contact the Support Team at support.possiblefinance.com
Mailing Address: Possible Finance, PO Box 98686, Las Vegas, NV 89193
Possible Financial Inc. © 2025 - NMLS #1697898