Before You Apply
Review these disclosures so you know exactly what pre-qualification means and what to expect when you apply.
What "prequalified" means
Not a guarantee of approval
Getting prequalified means you're likely to be approved for a loan if you apply within 2 days of having received your offer, based on your current account activity. It is not a commitment to lend or a guarantee that you will be approved.
If you received a pre-qualified amount, and request an amount higher than your offer, you may be less likely to receive the full amount requested. Your final approved amount will be determined when you submit your application.
Your pre-qualification is based on your account activity at the time this offer was generated and is not a guarantee of approval or a specific loan amount. All loans subject to credit approval. Pre-qualified amounts may change based on your financial activity at the time of application.
Your amount may vary at approval
Final amount determined at loan approval
If you received a pre-qualified amount or range of amounts, the amount shown is an estimate and is not a binding credit offer. Your actual loan amount, fees, APR, and repayment schedule will be fully disclosed in your Loan Agreement before you accept any loan.
For state-specific examples of rates and terms, see possiblefinance.com/samplepaymentschedules.
Equal credit opportunity
We do not discriminate
Possible Finance and Coastal Community Bank are equal opportunity lenders. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the legal capacity to enter into a contract), the fact that all or part of the applicant's income derives from a public assistance program, or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.
If your application is not approved, you have the right to a statement of specific reasons. Contact us at support@possiblefinance.com.
Lender information
Coastal Community Bank, Member FDIC
Possible Loans in AL, AR, AZ, DE, FL, IA, IN, KS, KY, LA, MI, MO, MS, MT, NC, NE, NH, OH, OK, OR, RI, SC, TN, TX, VA, VT, and WY are originated by Coastal Community Bank, Member FDIC, and serviced by Possible Finance, Inc.
Possible Finance, Inc. is a direct lender in AK, CA, HI, ID, NV, UT, and WA. California DFPI License #10DBO-105848. Washington License #530-CC/SL-111888. Texas Credit Access Business License #1800061850-160823. NMLS #1697898.
Loans may not be available in all states. See possiblefinance.com/state-licenses for a full list.
Communications consent
Email, SMS, and push notifications
By applying, you consent to receive application-related and account communications from Possible Finance by email, SMS, and push notification. Standard message and data rates may apply. Reply STOP to opt out of texts.
Required loan disclosures and notices will be delivered electronically per the E-SIGN Act. You have the right to receive disclosures in paper form at no charge — contact support@possiblefinance.com to request this.



