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Extra Credit For You: Financial Literacy Month Is On

Financial Wellness

4/1/25

/

3

minute read

Share

Summary

  • This April, we’re launching Extra Credit, a no-fluff finance series for Financial Literacy Month

  • Learn from Ellen “Professor” Falbo, our Chief Credit Officer and Daynor Carman, Legal & Finance Expert

  • Get the facts on common credit misconceptions and hear firsthand borrowing experiences combined with expert advice

  • We’re giving away a total of $2,000* at the end of April

  • Ellen is here to answer your credit questions—submit your questions Vouch for a chance to win

Financial Wellness

4/1/25

/

3

minute read

Share

Summary

  • This April, we’re launching Extra Credit, a no-fluff finance series for Financial Literacy Month

  • Learn from Ellen “Professor” Falbo, our Chief Credit Officer and Daynor Carman, Legal & Finance Expert

  • Get the facts on common credit misconceptions and hear firsthand borrowing experiences combined with expert advice

  • We’re giving away a total of $2,000* at the end of April

  • Ellen is here to answer your credit questions—submit your questions Vouch for a chance to win

Financial Wellness

4/1/25

/

3

minute read

Share

Summary

  • This April, we’re launching Extra Credit, a no-fluff finance series for Financial Literacy Month

  • Learn from Ellen “Professor” Falbo, our Chief Credit Officer and Daynor Carman, Legal & Finance Expert

  • Get the facts on common credit misconceptions and hear firsthand borrowing experiences combined with expert advice

  • We’re giving away a total of $2,000* at the end of April

  • Ellen is here to answer your credit questions—submit your questions Vouch for a chance to win

Tired of basic financial advice? Had enough of sifting through sometimes good (and often bad) tips on the internet? Well, we’ve got just the thing for you—Extra Credit, a new series that cuts the fluff out of financial advice and goes straight to the good stuff.

At Possible, it’s our mission to do things that benefit the financial health of those we serve. This April, for Financial Literacy Month, we're going beyond the basics on all things credit and personal finance.



You won’t find all that Budgeting 101 content you’ve seen recycled over and over again. Instead, you’ll get insider tips from Ellen Falbo, our Chief Credit Officer (also lovingly known as “Professor Falbo” around the Possible hallways), and Daynor Carman, Legal & Finance Expert. They have years of experience in the financial services and credit industries and can’t wait to share their knowledge with you. 

Throughout April, follow along here, on our YouTube channel (@possiblefinance) and on Instagram (@possiblefinance) for everything insider credit tips to the launch of a very special giveaway at the end of the month—with brand-new videos, including:

  • Credit Diaries: You’ll meet real customers and hear their stories about borrowing, interspersed with helpful advice from our experts.

  • Expert Insights: Class is in session—tune in as “Professor Falbo” and Daynor Carman take a deep dive into little-known insights about the credit industry. 

  • Money Myths: We clear up credit myths and misconceptions once and for all.

  • Office Hours Q&A with Ellen: What questions do you have for our credit expert? We’re opening up the floor to you. Record your question on Vouch and you’ll be entered to win—we’ll be giving away $100 to 20 winners* when she answers the best questions at the end of the month.



Get ready to level up your financial knowledge—because Extra Credit is your fast track to smarter money moves. Whether you're looking to debunk common credit myths, gain expert insights or hear real stories from real people, we’ve got something for you. Check back here regularly and don’t miss your chance to ask Ellen your biggest questions about credit.


Watch the latest in the series

Credit Diaries: A New Way To Think About Your Credit Score


How to Fix Credit Report Errors and Dispute Inaccuracies


Do You Need to Carry a Balance to Build Credit? Credit Utilization Explained


How Credit Card Interest Works: The Real Cost of a $500 Purchase


What Impacts Your Credit Score? 3 Things That Help and 3 That Hurt

*Twenty winners will receive one $100 gift card. Winners will be selected based on how well your questions benefit the Possible community & your financial well-being. See full Financial Literacy Month Giveaway Contest Terms here.

All products are subject to eligibility and approval by Possible Financial Inc. dba “Possible Finance” and “Possible” or its banking partner Coastal Community Bank. Eligibility for a product is not guaranteed.

For Loans, Possible Finance has direct lending licenses in CA, ID, LA, NV, OH, OR, UT and WA. Idaho Residents: License #RRL-10073; Louisiana Residents: License #1697898; Nevada License #CDTH11200; Ohio Residents: License #ST.760161.000; Washington License #530-CC/SL-111888. California Residents: Possible Finance is licensed by the Department of Financial Protection and Innovation, pursuant to the California Deferred Deposit Transaction Law, License #10DBO-105848.

Loans in AL, AR, AZ, DE, FL, IA, IN, KS, KY, MI, MO, MS, NE, NH, NC, OK, RI, SC, TN, TX, VA and WY are made by Coastal Community Bank, and serviced by Possible Finance. Texas Residents: Possible Finance is a licensed Credit Access Business; License #1800061850-160823.

*Funding usually within minutes but may take up to 5 days.

^Loan amounts & structure vary by state. 

°Possible uses fee and payday loan usage information from the Consumer Financial Protection Bureau, Center for Responsible Lending, Pew Charitable Trusts, and the Consumer Federation of America to arrive at our Fees Saved Calculation. Savings based on the maximum fees Possible could have charged customers over the typical payday loan term, including late fees, insufficient funds fees, etc. Results will vary.

¨See possiblefinance.com/samplepaymentschedules for rates & terms examples.

ˇReal customer compensated. Results may vary. 

˘Possible Loans offer up to 29 days of payment flexibility from original due date.

Possible Card is issued by Coastal Community Bank and serviced by Possible Finance, pursuant to its license with Mastercard International Incorporated. Arizona Residents: Licenses #CA-1033558, #CA-1041621, and #CA-1041622; California Residents: License #10595-99; Hawaii Residents: License #COLAX-1238-0; Illinois Residents: License #17.022449; Louisiana Residents: Registration #446766611; Maine Residents: License #SLM15758; Maryland Residents: License #1697898; Massachusetts Residents: Registration #LS1697898; Nebraska Residents: License #1697898; New Jersey: Registration #19095; North Dakota Residents: License #MB104104; Oregon Residents: License #1697898; Pennsylvania Residents: Registration #95262; South Dakota Residents: License #1697898.MYL; Vermont Residents: License #LSO-1697898; Washington Residents: License #6041888588-001-0001: West Virginia Residents: Registration #2417-3349.

All trademarks and brand names are property of their respective owners. Use of them does not imply any affiliation with or endorsement by them.

If you have questions or concerns, please contact the Support Team at support.possiblefinance.com

Mailing Address: Possible Finance, PO Box 98686, Las Vegas, NV 89193

Possible Financial Inc.© 2024 - NMLS #1697898

All products are subject to eligibility and approval by Possible Financial Inc. dba “Possible Finance” and “Possible” or its banking partner Coastal Community Bank. Eligibility for a product is not guaranteed.

For Loans, Possible Finance has direct lending licenses in CA, ID, LA, NV, OH, OR, UT and WA. Idaho Residents: License #RRL-10073; Louisiana Residents: License #1697898; Nevada License #CDTH11200; Ohio Residents: License #ST.760161.000; Washington License #530-CC/SL-111888. California Residents: Possible Finance is licensed by the Department of Financial Protection and Innovation, pursuant to the California Deferred Deposit Transaction Law, License #10DBO-105848.

Loans in AL, AR, AZ, DE, FL, IA, IN, KS, KY, MI, MO, MS, NE, NH, NC, OK, RI, SC, TN, TX, VA and WY are made by Coastal Community Bank, and serviced by Possible Finance. Texas Residents: Possible Finance is a licensed Credit Access Business; License #1800061850-160823.

*Funding usually within minutes but may take up to 5 days.

^Loan amounts & structure vary by state. 

°Possible uses fee and payday loan usage information from the Consumer Financial Protection Bureau, Center for Responsible Lending, Pew Charitable Trusts, and the Consumer Federation of America to arrive at our Fees Saved Calculation. Savings based on the maximum fees Possible could have charged customers over the typical payday loan term, including late fees, insufficient funds fees, etc. Results will vary.

¨See possiblefinance.com/samplepaymentschedules for rates & terms examples.

ˇReal customer compensated. Results may vary. 

˘Possible Loans offer up to 29 days of payment flexibility from original due date.

Possible Card is issued by Coastal Community Bank and serviced by Possible Finance, pursuant to its license with Mastercard International Incorporated. Arizona Residents: Licenses #CA-1033558, #CA-1041621, and #CA-1041622; California Residents: License #10595-99; Hawaii Residents: License #COLAX-1238-0; Illinois Residents: License #17.022449; Louisiana Residents: Registration #446766611; Maine Residents: License #SLM15758; Maryland Residents: License #1697898; Massachusetts Residents: Registration #LS1697898; Nebraska Residents: License #1697898; New Jersey: Registration #19095; North Dakota Residents: License #MB104104; Oregon Residents: License #1697898; Pennsylvania Residents: Registration #95262; South Dakota Residents: License #1697898.MYL; Vermont Residents: License #LSO-1697898; Washington Residents: License #6041888588-001-0001: West Virginia Residents: Registration #2417-3349.

All trademarks and brand names are property of their respective owners. Use of them does not imply any affiliation with or endorsement by them.

If you have questions or concerns, please contact the Support Team at support.possiblefinance.com

Mailing Address: Possible Finance, PO Box 98686, Las Vegas, NV 89193

Possible Financial Inc.© 2024 - NMLS #1697898

All products are subject to eligibility and approval by Possible Financial Inc. dba “Possible Finance” and “Possible” or its banking partner Coastal Community Bank. Eligibility for a product is not guaranteed.

For Loans, Possible Finance has direct lending licenses in CA, ID, LA, NV, OH, OR, UT and WA. Idaho Residents: License #RRL-10073; Louisiana Residents: License #1697898; Nevada License #CDTH11200; Ohio Residents: License #ST.760161.000; Washington License #530-CC/SL-111888. California Residents: Possible Finance is licensed by the Department of Financial Protection and Innovation, pursuant to the California Deferred Deposit Transaction Law, License #10DBO-105848.

Loans in AL, AR, AZ, DE, FL, IA, IN, KS, KY, MI, MO, MS, NE, NH, NC, OK, RI, SC, TN, TX, VA and WY are made by Coastal Community Bank, and serviced by Possible Finance. Texas Residents: Possible Finance is a licensed Credit Access Business; License #1800061850-160823.

*Funding usually within minutes but may take up to 5 days.

^Loan amounts & structure vary by state. 

°Possible uses fee and payday loan usage information from the Consumer Financial Protection Bureau, Center for Responsible Lending, Pew Charitable Trusts, and the Consumer Federation of America to arrive at our Fees Saved Calculation. Savings based on the maximum fees Possible could have charged customers over the typical payday loan term, including late fees, insufficient funds fees, etc. Results will vary.

¨See possiblefinance.com/samplepaymentschedules for rates & terms examples.

ˇReal customer compensated. Results may vary. 

˘Possible Loans offer up to 29 days of payment flexibility from original due date.

Possible Card is issued by Coastal Community Bank and serviced by Possible Finance, pursuant to its license with Mastercard International Incorporated. Arizona Residents: Licenses #CA-1033558, #CA-1041621, and #CA-1041622; California Residents: License #10595-99; Hawaii Residents: License #COLAX-1238-0; Illinois Residents: License #17.022449; Louisiana Residents: Registration #446766611; Maine Residents: License #SLM15758; Maryland Residents: License #1697898; Massachusetts Residents: Registration #LS1697898; Nebraska Residents: License #1697898; New Jersey: Registration #19095; North Dakota Residents: License #MB104104; Oregon Residents: License #1697898; Pennsylvania Residents: Registration #95262; South Dakota Residents: License #1697898.MYL; Vermont Residents: License #LSO-1697898; Washington Residents: License #6041888588-001-0001: West Virginia Residents: Registration #2417-3349.

All trademarks and brand names are property of their respective owners. Use of them does not imply any affiliation with or endorsement by them.

If you have questions or concerns, please contact the Support Team at support.possiblefinance.com

Mailing Address: Possible Finance, PO Box 98686, Las Vegas, NV 89193

Possible Financial Inc.© 2024 - NMLS #1697898