Tired of basic financial advice? Had enough of sifting through sometimes good (and often bad) tips on the internet? Well, we’ve got just the thing for you—Extra Credit, a new series that cuts the fluff out of financial advice and goes straight to the good stuff.
At Possible, it’s our mission to do things that benefit the financial health of those we serve. This April, for Financial Literacy Month, we're going beyond the basics on all things credit and personal finance.
You won’t find all that Budgeting 101 content you’ve seen recycled over and over again. Instead, you’ll get insider tips from Ellen Falbo, our Chief Credit Officer (also lovingly known as “Professor Falbo” around the Possible hallways), and Daynor Carman, Legal & Finance Expert. They have years of experience in the financial services and credit industries and can’t wait to share their knowledge with you.
Throughout April, follow along here, on our YouTube channel (@possiblefinance) and on Instagram (@possiblefinance) for everything insider credit tips to the launch of a very special giveaway at the end of the month—with brand-new videos, including:
Credit Diaries: You’ll meet real customers and hear their stories about borrowing, interspersed with helpful advice from our experts.
Expert Insights: Class is in session—tune in as “Professor Falbo” and Daynor Carman take a deep dive into little-known insights about the credit industry.
Money Myths: We clear up credit myths and misconceptions once and for all.
Office Hours Q&A with Ellen: What questions do you have for our credit expert? We’re opening up the floor to you. Record your question on Vouch and you’ll be entered to win—we’ll be giving away $100 to 20 winners* when she answers the best questions at the end of the month.

Get ready to level up your financial knowledge—because Extra Credit is your fast track to smarter money moves. Whether you're looking to debunk common credit myths, gain expert insights or hear real stories from real people, we’ve got something for you. Check back here regularly and don’t miss your chance to ask Ellen your biggest questions about credit.
Watch the latest in the series
Credit Diaries: A New Way To Think About Your Credit Score
How to Fix Credit Report Errors and Dispute Inaccuracies
Do You Need to Carry a Balance to Build Credit? Credit Utilization Explained
How Credit Card Interest Works: The Real Cost of a $500 Purchase
What Impacts Your Credit Score? 3 Things That Help and 3 That Hurt
*Twenty winners will receive one $100 gift card. Winners will be selected based on how well your questions benefit the Possible community & your financial well-being. See full Financial Literacy Month Giveaway Contest Terms here.