Money in minutes
Money in minutes
Money in minutes
2 weeks to pay with Advance America? Try 8 weeks¨ at Possible.
2 weeks to pay with Advance America? Try 8 weeks¨ at Possible.
2 weeks to pay with Advance America? Try 8 weeks¨ at Possible.
Forget payments due next paycheck like Advance America’s payday loan. Get the cash you need with more time to pay with Possible Loan.
Forget payments due next paycheck like Advance America’s payday loan. Get the cash you need with more time to pay with Possible Loan.
Forget payments due next paycheck like Advance America’s payday loan. Get the cash you need with more time to pay with Possible Loan.
Loan amounts and structure vary by state. Eligibility applies.
Ditch Advance America’s lump sum payments
Ditch Advance America’s lump sum payments
Ditch Advance America’s lump sum payments
Borrow better with Possible Loan
With Possible Loan, you can borrow cash and pay it back in installments over time. A payday loan at Advance America is different—you have to pay it back all at once. Here are all the ways Possible Loan is different:
Free instant* transfers
Free instant* transfers
Free instant* transfers
Your Possible Loan can be sent to your debit card instantly—95% of our customers get their money in minutes. No long waits, no stress.
Don’t get drained on payday
Don’t get drained on payday
Don’t get drained on payday
If you only have two weeks to pay, it’s easy to feel trapped in an endless cycle of borrowing and fees. Possible Loan gives you 8 weeks¨ to pay in 4 easy installments—unlike Advance America’s payday loan.
If you only have two weeks to pay, it’s easy to feel trapped in an endless cycle of borrowing and fees. Possible Loan gives you 8 weeks¨ to pay in 4 easy installments—unlike Advance America’s payday loan.
If you only have two weeks to pay, it’s easy to feel trapped in an endless cycle of borrowing and fees. Possible Loan gives you 8 weeks¨ to pay in 4 easy installments—unlike Advance America’s payday loan.
Easy rescheduling in the app
Easy rescheduling in the app
Easy rescheduling in the app
You don’t have to call or wait in a line to change your payment dates if you need more time to pay. Possible Loan lets you move your payment date up to 29 days out with no rescheduling fees right from the app.
Source: AdvanceAmerica.net, November 27, 2025
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Summary
![](data:image/svg+xml,<svg display="block" role="presentation" viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg"><path d="M 0 0 L 0 11.5 L 14 11.5" fill="transparent" height="11.5px" id="i348Qiph_" stroke-dasharray="" stroke-linecap="square" stroke-linejoin="miter" stroke-miterlimit="10" stroke-width="1.25" stroke="rgb(118, 118, 118)" transform="translate(3.75 5.75)" width="14px"/><path d="M 1.331 0.998 L 0 1.997 L 0 0 Z" fill="transparent" height="1.9969999999999999px" id="mosZMxUzE" stroke-dasharray="" stroke-linecap="square" stroke-linejoin="miter" stroke-miterlimit="10" stroke-width="1.25" stroke="rgb(118, 118, 118)" transform="translate(18.625 16.251)" width="1.3310999999999993px"/><path d="M 0 0 L 8.5 0" fill="transparent" height="1px" id="WFaw7COh2" stroke-dasharray="" stroke-linecap="square" stroke-linejoin="miter" stroke-miterlimit="10" stroke-width="1.25" stroke="rgb(118, 118, 118)" transform="translate(8.25 7.25)" width="8.5px"/><path d="M 0 0 L 5 0" fill="transparent" height="1px" id="C_G8JuHZn" stroke-dasharray="" stroke-linecap="square" stroke-linejoin="miter" stroke-miterlimit="10" stroke-width="1.25" stroke="rgb(118, 118, 118)" transform="translate(8.25 12.25)" width="5px"/></svg>)
Detail
Comparison
Repayment
Repay in 4 installments¨ over 8 weeks
Repay in 1 lump sum on payday
Speed
Free instant* transfers
No instant online transfers
Pricing
Pricing varies by state. Never pay late fees or penalties
Estimate with Real Cost Calculator
Pricing and penalty fees vary by state
Credit Reporting
Builds credit history by reporting to two bureaus
Does not build credit history
Access
Bad or no credit OK
Bad or no credit OK
Source: AdvanceAmerica.net, November 27, 2025
Summary
Detail
Repayment
Repay in 4 installments¨ over 8 weeks
Repay in 1 lump sum on payday
Speed
Free instant* transfers
No instant online transfers
Pricing
Pricing varies by state. Never pay late fees or penalties
Estimate with Real Cost Calculator
Pricing and penalty fees vary by state
Credit Reporting
Builds credit history by reporting to two bureaus
Does not build credit history
Access
Bad or no credit OK
Bad or no credit OK
Source: AdvanceAmerica.net, November 27, 2025
Summary
Detail
Repayment
Repay in 4 installments¨ over 8 weeks
Repay in 1 lump sum on payday
Speed
Free instant* transfers
No instant online transfers
Pricing
Pricing varies by state. Never pay late fees or penalties
Estimate with Real Cost Calculator
Pricing and penalty fees vary by state
Credit Reporting
Builds credit history by reporting to two bureaus
Does not build credit history
Access
Bad or no credit OK
Bad or no credit OK
Source: AdvanceAmerica.net, November 27, 2025
We believe in transparent pricing
We believe in transparent pricing
We believe in transparent pricing
When you apply for a Possible Loan, you’ll see exactly how much it will cost before you commit—no hidden fees or surprises. Use our calculator below to see a sample loan cost.
When you apply for a Possible Loan, you’ll see exactly how much it will cost before you commit—no hidden fees or surprises. Use our calculator below to see a sample loan cost.
When you apply for a Possible Loan, you’ll see exactly how much it will cost before you commit—no hidden fees or surprises. Use our calculator below to see a sample loan cost.
In Alabama it's $20 for every $100 that I borrow.
With
Pay Over Time, I can pay $240 back over eight weeks.
The information provided by the Real Cost calculator is for informational purposes only and does not constitute an offer. Loan terms are subject to eligibility. Loan costs are rounded up to estimate these approximate payments. Loan costs vary by state.
Relief Plan for emergencies
Relief Plan for emergencies
Relief Plan for emergencies
If you have a qualifying event, we’ll work with you on a customized Relief Plan so you can adjust payments beyond the usual grace period—support Advance America doesn’t offer.
Frequently asked questions
Should I choose Possible Loan or Advance America for a larger, more flexible loan?
How does Possible Loan’s payment flexibility compare to Advance America?
If I need more time to repay my loan, is Possible Loan or Advance America more accommodating?
Can I get free instant cash transfers with Possible Loan or Advance America?
How is Possible Loan pricing different from Advance America's pricing?
How does credit reporting with Possible Loan differ from Advance America?
Do I need a good credit score to use Possible Loan?
Frequently asked questions
Should I choose Possible Loan or Advance America for a larger, more flexible loan?
How does Possible Loan’s payment flexibility compare to Advance America?
If I need more time to repay my loan, is Possible Loan or Advance America more accommodating?
Can I get free instant cash transfers with Possible Loan or Advance America?
How is Possible Loan pricing different from Advance America's pricing?
How does credit reporting with Possible Loan differ from Advance America?
Do I need a good credit score to use Possible Loan?
Frequently asked questions
Should I choose Possible Loan or Advance America for a larger, more flexible loan?
How does Possible Loan’s payment flexibility compare to Advance America?
If I need more time to repay my loan, is Possible Loan or Advance America more accommodating?
Can I get free instant cash transfers with Possible Loan or Advance America?
How is Possible Loan pricing different from Advance America's pricing?
How does credit reporting with Possible Loan differ from Advance America?
Do I need a good credit score to use Possible Loan?
Send instant cash right to the bank account you choose
Send instant cash right to the bank account you choose
Send instant cash right to the bank account you choose
All products are subject to eligibility and approval by Possible Financial Inc. dba “Possible Finance” and “Possible” or its banking partner Coastal Community Bank. Eligibility for a product is not guaranteed.
For Loans, Possible Finance has direct lending licenses in CA, HI, ID, NV, UT and WA. Idaho Residents: License #RRL-10073; Louisiana Residents: License #1697898; Nevada License #CDTH11200; Ohio Residents: License #ST.760161.000; Washington License #530-CC/SL-111888. California Residents: Possible Finance is licensed by the Department of Financial Protection and Innovation, pursuant to the California Deferred Deposit Transaction Law, License #10DBO-105848.
Loans in AL, AR, AZ, DE, FL, IA, IN, KS, KY, LA, MI, MO, MS, MT, NC, NE, NH, OH, OK, OR, RI, SC, TN, TX, VA, VT, and WY are made by Coastal Community Bank, and serviced by Possible Finance. Texas Residents: Possible Finance is a licensed Credit Access Business; License #1800061850-160823.
*Funding usually within minutes but may take up to 5 days.
^Loan amounts & structure vary by state.
°Possible uses fee and payday loan usage information from the Consumer Financial Protection Bureau, Center for Responsible Lending, Pew Charitable Trusts, and the Consumer Federation of America to arrive at our Fees Saved Calculation. Savings based on the maximum fees Possible could have charged customers over the typical payday loan term, including late fees, insufficient funds fees, etc. Results will vary.
¨See possiblefinance.com/samplepaymentschedules for rates & terms examples.
ˇReal customer compensated. Results may vary.
˘Possible Loans offer up to 29 days of payment flexibility from original due date.
Possible Card is issued by Coastal Community Bank and serviced by Possible Finance, pursuant to its license with Mastercard International Incorporated. Arizona Residents: Licenses #CA-1033558, #CA-1041621, and #CA-1041622; California Residents: License #10595-99; Hawaii Residents: License #COLAX-1238-0; Illinois Residents: License #17.022449; Louisiana Residents: Registration #446766611; Maine Residents: License #SLM15758; Maryland Residents: License #1697898; Massachusetts Residents: Registration #LS1697898; Nebraska Residents: License #1697898; New Jersey: Registration #19095; North Dakota Residents: License #MB104104; Oregon Residents: License #1697898; Pennsylvania Residents: Registration #95262; South Dakota Residents: License #1697898.MYL; Vermont Residents: License #LSO-1697898; Washington Residents: License #6041888588-001-0001: West Virginia Residents: Registration #2417-3349.
All trademarks and brand names are property of their respective owners. Use of them does not imply any affiliation with or endorsement by them.
If you have questions or concerns, please contact the Support Team at support.possiblefinance.com
Mailing Address: Possible Finance, PO Box 98686, Las Vegas, NV 89193
Possible Financial Inc. © 2025 - NMLS #1697898
All products are subject to eligibility and approval by Possible Financial Inc. dba “Possible Finance” and “Possible” or its banking partner Coastal Community Bank. Eligibility for a product is not guaranteed.
For Loans, Possible Finance has direct lending licenses in CA, HI, ID, NV, UT and WA. Idaho Residents: License #RRL-10073; Louisiana Residents: License #1697898; Nevada License #CDTH11200; Ohio Residents: License #ST.760161.000; Washington License #530-CC/SL-111888. California Residents: Possible Finance is licensed by the Department of Financial Protection and Innovation, pursuant to the California Deferred Deposit Transaction Law, License #10DBO-105848.
Loans in AL, AR, AZ, DE, FL, IA, IN, KS, KY, LA, MI, MO, MS, MT, NC, NE, NH, OH, OK, OR, RI, SC, TN, TX, VA, VT, and WY are made by Coastal Community Bank, and serviced by Possible Finance. Texas Residents: Possible Finance is a licensed Credit Access Business; License #1800061850-160823.
*Funding usually within minutes but may take up to 5 days.
^Loan amounts & structure vary by state.
°Possible uses fee and payday loan usage information from the Consumer Financial Protection Bureau, Center for Responsible Lending, Pew Charitable Trusts, and the Consumer Federation of America to arrive at our Fees Saved Calculation. Savings based on the maximum fees Possible could have charged customers over the typical payday loan term, including late fees, insufficient funds fees, etc. Results will vary.
¨See possiblefinance.com/samplepaymentschedules for rates & terms examples.
ˇReal customer compensated. Results may vary.
˘Possible Loans offer up to 29 days of payment flexibility from original due date.
Possible Card is issued by Coastal Community Bank and serviced by Possible Finance, pursuant to its license with Mastercard International Incorporated. Arizona Residents: Licenses #CA-1033558, #CA-1041621, and #CA-1041622; California Residents: License #10595-99; Hawaii Residents: License #COLAX-1238-0; Illinois Residents: License #17.022449; Louisiana Residents: Registration #446766611; Maine Residents: License #SLM15758; Maryland Residents: License #1697898; Massachusetts Residents: Registration #LS1697898; Nebraska Residents: License #1697898; New Jersey: Registration #19095; North Dakota Residents: License #MB104104; Oregon Residents: License #1697898; Pennsylvania Residents: Registration #95262; South Dakota Residents: License #1697898.MYL; Vermont Residents: License #LSO-1697898; Washington Residents: License #6041888588-001-0001: West Virginia Residents: Registration #2417-3349.
All trademarks and brand names are property of their respective owners. Use of them does not imply any affiliation with or endorsement by them.
If you have questions or concerns, please contact the Support Team at support.possiblefinance.com
Mailing Address: Possible Finance, PO Box 98686, Las Vegas, NV 89193
Possible Financial Inc. © 2025 - NMLS #1697898
All products are subject to eligibility and approval by Possible Financial Inc. dba “Possible Finance” and “Possible” or its banking partner Coastal Community Bank. Eligibility for a product is not guaranteed.
For Loans, Possible Finance has direct lending licenses in CA, HI, ID, NV, UT and WA. Idaho Residents: License #RRL-10073; Louisiana Residents: License #1697898; Nevada License #CDTH11200; Ohio Residents: License #ST.760161.000; Washington License #530-CC/SL-111888. California Residents: Possible Finance is licensed by the Department of Financial Protection and Innovation, pursuant to the California Deferred Deposit Transaction Law, License #10DBO-105848.
Loans in AL, AR, AZ, DE, FL, IA, IN, KS, KY, LA, MI, MO, MS, MT, NC, NE, NH, OH, OK, OR, RI, SC, TN, TX, VA, VT, and WY are made by Coastal Community Bank, and serviced by Possible Finance. Texas Residents: Possible Finance is a licensed Credit Access Business; License #1800061850-160823.
*Funding usually within minutes but may take up to 5 days.
^Loan amounts & structure vary by state.
°Possible uses fee and payday loan usage information from the Consumer Financial Protection Bureau, Center for Responsible Lending, Pew Charitable Trusts, and the Consumer Federation of America to arrive at our Fees Saved Calculation. Savings based on the maximum fees Possible could have charged customers over the typical payday loan term, including late fees, insufficient funds fees, etc. Results will vary.
¨See possiblefinance.com/samplepaymentschedules for rates & terms examples.
ˇReal customer compensated. Results may vary.
˘Possible Loans offer up to 29 days of payment flexibility from original due date.
Possible Card is issued by Coastal Community Bank and serviced by Possible Finance, pursuant to its license with Mastercard International Incorporated. Arizona Residents: Licenses #CA-1033558, #CA-1041621, and #CA-1041622; California Residents: License #10595-99; Hawaii Residents: License #COLAX-1238-0; Illinois Residents: License #17.022449; Louisiana Residents: Registration #446766611; Maine Residents: License #SLM15758; Maryland Residents: License #1697898; Massachusetts Residents: Registration #LS1697898; Nebraska Residents: License #1697898; New Jersey: Registration #19095; North Dakota Residents: License #MB104104; Oregon Residents: License #1697898; Pennsylvania Residents: Registration #95262; South Dakota Residents: License #1697898.MYL; Vermont Residents: License #LSO-1697898; Washington Residents: License #6041888588-001-0001: West Virginia Residents: Registration #2417-3349.
All trademarks and brand names are property of their respective owners. Use of them does not imply any affiliation with or endorsement by them.
If you have questions or concerns, please contact the Support Team at support.possiblefinance.com
Mailing Address: Possible Finance, PO Box 98686, Las Vegas, NV 89193
Possible Financial Inc. © 2025 - NMLS #1697898