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Get up to $500 instantly and repay over time.

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Mission

Financial Relief Plan

Loan

Get up to $500 instantly and repay over time.

Advance

Make payday come early with up to $300 right now.

Card

Unlock a $400 or $800 credit limit in minutes.

How our platform makes lending smarter, safer and more personalized.

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Mission

Financial Relief Plan

Possible Loan

Possible vs Brigit

Possible Loan

Possible vs Brigit

Possible Loan beats Brigit—get up to $500^{^} with more $0 perks

Q: Should I choose Possible Loan or Brigit Instant Cash for access to a larger amount of money with more flexible repayment?

For access to a larger amount of money on average with more flexible repayment, Possible Loan offers up to $500 with flexible payments in four installments, giving you control over how you pay it back. Brigit Instant Cash offers a credit-based extension system with a limit on how many extensions you can earn.

Q: How does Possible Loan's payment flexibility compare to Brigit Instant Cash's extension credits?

With Possible Loan, you can reschedule each of your four installment payments up to 29 days out from the original due date without a penalty fee. Brigit's Instant Cash payment flexibility uses a credit system, where customers earn limited extensions through on-time payments.

Q: If I need more time to repay my loan, is Possible Loan or Brigit Instant Cash more accommodating?

Possible Loan is more accommodating because it's built around a flexible installment plan and unlimited payment rescheduling. Possible Loan also offers extra time to pay with our Relief Plan for a qualifying hardship. Brigit's Instant Cash extension credits mean you have less control over your repayment timeline. If you run out of Brigit Instant Cash extension credits, you'll need to contact customer support.

Q: Can I get free instant cash transfers with Possible Loan and Brigit Instant Cash?

With Possible Loan, instant transfers are always free. With Brigit Instant Cash, you pay for a premium subscription ($15.99/month) to get free express transfers; otherwise, you may pay a fee of up to $5.99 for faster access to your cash.

Q: How is Possible Loan pricing different from Brigit's pricing?

Possible Loan gives you access to all services—including fast transfers, credit history building and payment flexibility—without a monthly subscription fee. Possible Loan has one upfront finance charge. Brigit requires customers to pay a monthly subscription fee for access to most features. To access Brigit cash advances without paying the subscription fee, you are required to email them directly to ask each time you need the advance.

Q: How does credit reporting with Possible Loan differ from Brigit's Credit Builder?

Possible automatically reports your payment history to two major credit bureaus as a built-in feature of the loan. Brigit's Credit Builder is an optional, separate product from Brigit Instant Cash that requires a paid monthly subscription (either Plus at $8.99 or Premium at $15.99) and a separate installment loan (24-month term, funds kept in a deposit account) to report payments to the three major credit bureaus.

Q: Do I need a good credit score to access Possible Loan?

No. You don't need a good credit score to apply for a Possible Loan or to start building credit history. Possible doesn't check your FICO score when you apply and reports your payment history to two credit bureaus, so you can build credit history from the ground up.

Get the cash you need with free instant^* transfers. Plus, build your credit history without a monthly subscription.

Choose Possible

Loan amounts and structure vary by state. Eligibility applies.

Notification indicating that a $350 Possible Loan has been deposited.

Image of the Possible app UI with a list of upcoming payments. Two of the four payments are checked as paid off.

Unlock payment freedom beyond Brigit

Borrow better with Possible Loan

With Possible Loan, you borrow cash and repay in installments over time. Brigit Instant Cash is an early paycheck advance that you repay in one lump sum, usually on your next payday. Here are all the ways Possible Loan is different:

Get more without a subscription

With Possible Loan, you’ll get free instant^* transfers and flexible payments with no subscription cost—unlike Brigit Instant Cash.

How it works

Unlock up to $500^{^}

When life’s bigger expenses come up, Possible Loan gives you access to more cash on average^~—unlike Brigit Instant Cash. That means more peace of mind.

Our pricing

Repay on your terms, not theirs

Life happens. Possible Loan gives you a flexible installment plan, and you can move your payment date up to 29 days out from your original due date.

Learn more

Build credit history

Your on-time payments get automatically reported to two credit bureaus every time. Brigit Instant Cash doesn’t do that.

See how

Source: hellobrigit.com, November 27, 2025

^~Average first-time loan across all states is $198, June 2025-November 2025.

Summary

Detail

Comparison

Repayment

Repay in 4 installments¨ over 8 weeks

Repay in 1 lump sum

Speed

Free instant* transfers

No free instant transfers without a premium monthly subscription

Pricing

Upfront pricing with no extra fees, tips or penalties

Charges a monthly subscription fee plus extra fees for express transfers

Credit Reporting

Builds credit history by reporting to two bureaus

Does not build credit history

Access

Bad or no credit OK

Source: hellobrigit.com, November 27, 2025

Summary

Detail

Repayment

Repay in 4 installments¨ over 8 weeks

Repay in 1 lump sum

Speed

Free instant* transfers

No free instant transfers without a premium monthly subscription

Pricing

Upfront pricing with no extra fees, tips or penalties

Charges a monthly subscription fee plus extra fees for express transfers

Credit Reporting

Builds credit history by reporting to two bureaus

Does not build credit history

Access

Bad or no credit OK

Source: hellobrigit.com, November 27, 2025

Illustration of binoculars with dollar symbols in the glass.

We believe in transparent pricing

When you apply for a Possible Loan, you’ll see exactly how much it will cost before you commit—no hidden fees or surprises. Use our calculator below to see a sample loan cost.

In Alabama it's $20 for every $100 that I borrow.
WithPay Over Time, I can pay $240 back over eight weeks.

Week 2

$60

Week 4

$60

Week 6

$60

Week 8

$60

The information provided by the Real Cost calculator is for informational purposes only and does not constitute an offer. Loan terms are subject to eligibility. Loan costs are rounded up to estimate these approximate payments. Loan costs vary by state.

Relief Plan for emergencies

If you have a qualifying event, we’ll work with you on a customized Relief Plan so you can adjust payments beyond the usual grace period—support Brigit Instant Cash doesn’t offer.

Learn more

Frequently asked questions

Should I choose Possible Loan or Brigit Instant Cash for access to a larger amount of money with more flexible repayment?

For access to a larger amount of money on average with more flexible repayment, Possible Loan offers up to $500^ with flexible payments in four installments¨, giving you control over how you pay it back. Brigit Instant Cash offers a credit-based extension system with a limit on how many extensions you can earn.  (Source: Brigit Help Center as of November 2025)

How does Possible Loan’s payment flexibility compare to Brigit Instant Cash’s extension credits?

With Possible Loan, you can reschedule each of your four installment payments up to 29 days out from the original due date without a penalty fee. Brigit’s Instant Cash payment flexibility uses a credit system, where customers earn limited extensions through on-time payments. (Source: Brigit Help Center as of November 2025)

If I need more time to repay my loan, is Possible Loan or Brigit Instant Cash more accommodating?

Possible Loan is more accommodating because it’s built around a flexible installment plan and unlimited payment rescheduling. Possible Loan also offers extra time to pay with our Relief Plan for a qualifying hardship. Brigit’s Instant Cash extension credits mean you have less control over your repayment timeline. If you run out of Brigit Instant Cash extension credits, you’ll need to contact customer support. (Source: Brigit Help Center as of November 2025)

Can I get free instant cash transfers with Possible Loan and Brigit Instant Cash?

With Possible Loan, instant* transfers are always free. With Brigit Instant Cash, you pay for a premium subscription ($15.99/month) to get free express transfers; otherwise, you may pay a fee of up to $5.99 for faster access to your cash. (Source: Brigit Pricing and Terms as of November 2025)

How is Possible Loan pricing different from Brigit's pricing?

Possible Loan gives you access to all services—including fast transfers, credit history building and payment flexibility—without a monthly subscription fee. Possible Loan has one upfront finance charge. Brigit requires customers to pay a monthly subscription fee for access to most features. To access Brigit cash advances without paying the subscription fee, you are required to email them directly to ask each time you need the advance. (Source: Brigit Terms as of November 2025)

How does credit reporting with Possible Loan differ from Brigit’s Credit Builder?

Possible automatically reports your payment history to two major credit bureaus as a built-in feature of the loan. Brigit’s Credit Builder is an optional, separate product from Brigit Instant Cash that requires a paid monthly subscription (either Plus at $8.99 or Premium at $15.99) and a separate installment loan (24-month term, funds kept in a deposit account) to report payments to the three major credit bureaus. (Source: Brigit Terms as of November 2025)

Do I need a good credit score to access Possible Loan?

No. You don’t need a good credit score to apply for a Possible Loan or to start building credit history. Possible doesn’t check your FICO score when you apply and reports your payment history to two credit bureaus, so you can build credit history from the ground up.

Frequently asked questions

Should I choose Possible Loan or Brigit Instant Cash for access to a larger amount of money with more flexible repayment?

For access to a larger amount of money on average with more flexible repayment, Possible Loan offers up to $500^ with flexible payments in four installments¨, giving you control over how you pay it back. Brigit Instant Cash offers a credit-based extension system with a limit on how many extensions you can earn.  (Source: Brigit Help Center as of November 2025)

How does Possible Loan’s payment flexibility compare to Brigit Instant Cash’s extension credits?

With Possible Loan, you can reschedule each of your four installment payments up to 29 days out from the original due date without a penalty fee. Brigit’s Instant Cash payment flexibility uses a credit system, where customers earn limited extensions through on-time payments. (Source: Brigit Help Center as of November 2025)

If I need more time to repay my loan, is Possible Loan or Brigit Instant Cash more accommodating?

Possible Loan is more accommodating because it’s built around a flexible installment plan and unlimited payment rescheduling. Possible Loan also offers extra time to pay with our Relief Plan for a qualifying hardship. Brigit’s Instant Cash extension credits mean you have less control over your repayment timeline. If you run out of Brigit Instant Cash extension credits, you’ll need to contact customer support. (Source: Brigit Help Center as of November 2025)

Can I get free instant cash transfers with Possible Loan and Brigit Instant Cash?

With Possible Loan, instant* transfers are always free. With Brigit Instant Cash, you pay for a premium subscription ($15.99/month) to get free express transfers; otherwise, you may pay a fee of up to $5.99 for faster access to your cash. (Source: Brigit Pricing and Terms as of November 2025)

How is Possible Loan pricing different from Brigit's pricing?

Possible Loan gives you access to all services—including fast transfers, credit history building and payment flexibility—without a monthly subscription fee. Possible Loan has one upfront finance charge. Brigit requires customers to pay a monthly subscription fee for access to most features. To access Brigit cash advances without paying the subscription fee, you are required to email them directly to ask each time you need the advance. (Source: Brigit Terms as of November 2025)

How does credit reporting with Possible Loan differ from Brigit’s Credit Builder?

Possible automatically reports your payment history to two major credit bureaus as a built-in feature of the loan. Brigit’s Credit Builder is an optional, separate product from Brigit Instant Cash that requires a paid monthly subscription (either Plus at $8.99 or Premium at $15.99) and a separate installment loan (24-month term, funds kept in a deposit account) to report payments to the three major credit bureaus. (Source: Brigit Terms as of November 2025)

Do I need a good credit score to access Possible Loan?

No. You don’t need a good credit score to apply for a Possible Loan or to start building credit history. Possible doesn’t check your FICO score when you apply and reports your payment history to two credit bureaus, so you can build credit history from the ground up.

Frequently asked questions

Should I choose Possible Loan or Brigit Instant Cash for access to a larger amount of money with more flexible repayment?

For access to a larger amount of money on average with more flexible repayment, Possible Loan offers up to $500^ with flexible payments in four installments¨, giving you control over how you pay it back. Brigit Instant Cash offers a credit-based extension system with a limit on how many extensions you can earn.  (Source: Brigit Help Center as of November 2025)

How does Possible Loan’s payment flexibility compare to Brigit Instant Cash’s extension credits?

With Possible Loan, you can reschedule each of your four installment payments up to 29 days out from the original due date without a penalty fee. Brigit’s Instant Cash payment flexibility uses a credit system, where customers earn limited extensions through on-time payments. (Source: Brigit Help Center as of November 2025)

If I need more time to repay my loan, is Possible Loan or Brigit Instant Cash more accommodating?

Possible Loan is more accommodating because it’s built around a flexible installment plan and unlimited payment rescheduling. Possible Loan also offers extra time to pay with our Relief Plan for a qualifying hardship. Brigit’s Instant Cash extension credits mean you have less control over your repayment timeline. If you run out of Brigit Instant Cash extension credits, you’ll need to contact customer support. (Source: Brigit Help Center as of November 2025)

Can I get free instant cash transfers with Possible Loan and Brigit Instant Cash?

With Possible Loan, instant* transfers are always free. With Brigit Instant Cash, you pay for a premium subscription ($15.99/month) to get free express transfers; otherwise, you may pay a fee of up to $5.99 for faster access to your cash. (Source: Brigit Pricing and Terms as of November 2025)

How is Possible Loan pricing different from Brigit's pricing?

Possible Loan gives you access to all services—including fast transfers, credit history building and payment flexibility—without a monthly subscription fee. Possible Loan has one upfront finance charge. Brigit requires customers to pay a monthly subscription fee for access to most features. To access Brigit cash advances without paying the subscription fee, you are required to email them directly to ask each time you need the advance. (Source: Brigit Terms as of November 2025)

How does credit reporting with Possible Loan differ from Brigit’s Credit Builder?

Possible automatically reports your payment history to two major credit bureaus as a built-in feature of the loan. Brigit’s Credit Builder is an optional, separate product from Brigit Instant Cash that requires a paid monthly subscription (either Plus at $8.99 or Premium at $15.99) and a separate installment loan (24-month term, funds kept in a deposit account) to report payments to the three major credit bureaus. (Source: Brigit Terms as of November 2025)

Do I need a good credit score to access Possible Loan?

No. You don’t need a good credit score to apply for a Possible Loan or to start building credit history. Possible doesn’t check your FICO score when you apply and reports your payment history to two credit bureaus, so you can build credit history from the ground up.

Send instant cash right to the bank account you choose

Button for downloading the Possible App on the Google Play Store.

Possible Loan background illustration texture.

Possible notification indicating that a $350 Possible Loan has been deposited.

Settings interface with toggle buttons, a slider, and a list of options in blue and black color scheme.

Possible member smiling and looking away from the camera.

Send instant cash right to the bank account you choose

Send instant cash right to the bank account you choose

All products are subject to eligibility and approval by Possible Financial Inc. dba “Possible Finance” and “Possible” or its banking partner Coastal Community Bank. Eligibility for a product is not guaranteed.

For Loans, Possible Finance has direct lending licenses in CA, HI, ID, NV, UT and WA. Idaho Residents: License #RRL-10073; Louisiana Residents: License #1697898; Nevada License #CDTH11200; Ohio Residents: License #ST.760161.000; Washington License #530-CC/SL-111888. California Residents: Possible Finance is licensed by the Department of Financial Protection and Innovation, pursuant to the California Deferred Deposit Transaction Law, License #10DBO-105848.

Loans in AL, AR, AZ, DE, FL, IA, IN, KS, KY, LA, MI, MO, MS, MT, NC, NE, NH, OH, OK, OR, RI, SC, TN, TX, VA, VT, and WY are made by Coastal Community Bank, and serviced by Possible Finance. Texas Residents: Possible Finance is a licensed Credit Access Business; License #1800061850-160823.

*Funding usually within minutes but may take up to 5 days.

^Loan amounts & structure vary by state.

°Possible uses fee and payday loan usage information from the Consumer Financial Protection Bureau, Center for Responsible Lending, Pew Charitable Trusts, and the Consumer Federation of America to arrive at our Fees Saved Calculation. Savings based on the maximum fees Possible could have charged customers over the typical payday loan term, including late fees, insufficient funds fees, etc. Results will vary.

¨See possiblefinance.com/samplepaymentschedules for rates & terms examples.

ˇReal customer compensated. Results may vary.

˘Possible Loans offer up to 29 days of payment flexibility from original due date.

Possible Card is issued by Coastal Community Bank and serviced by Possible Finance, pursuant to its license with Mastercard International Incorporated. Arizona Residents: Licenses #CA-1033558, #CA-1041621, and #CA-1041622; California Residents: License #10595-99; Hawaii Residents: License #COLAX-1238-0; Illinois Residents: License #17.022449; Louisiana Residents: Registration #446766611; Maine Residents: License #SLM15758; Maryland Residents: License #1697898; Massachusetts Residents: Registration #LS1697898; Nebraska Residents: License #1697898; New Jersey: Registration #19095; North Dakota Residents: License #MB104104; Oregon Residents: License #1697898; Pennsylvania Residents: Registration #95262; South Dakota Residents: License #1697898.MYL; Vermont Residents: License #LSO-1697898; Washington Residents: License #6041888588-001-0001: West Virginia Residents: Registration #2417-3349.

All trademarks and brand names are property of their respective owners. Use of them does not imply any affiliation with or endorsement by them.

If you have questions or concerns, please contact the Support Team at support.possiblefinance.com

Mailing Address: Possible Finance, PO Box 98686, Las Vegas, NV 89193

*Funding usually within minutes but may take up to 5 days.

^Loan amounts & structure vary by state.

¨See possiblefinance.com/samplepaymentschedules for rates & terms examples.

ˇReal customer compensated. Results may vary.

˘Possible Loans offer up to 29 days of payment flexibility from original due date.

All trademarks and brand names are property of their respective owners. Use of them does not imply any affiliation with or endorsement by them.

If you have questions or concerns, please contact the Support Team at support.possiblefinance.com

Mailing Address: Possible Finance, PO Box 98686, Las Vegas, NV 89193

*Funding usually within minutes but may take up to 5 days.

^Loan amounts & structure vary by state.

¨See possiblefinance.com/samplepaymentschedules for rates & terms examples.

ˇReal customer compensated. Results may vary.

˘Possible Loans offer up to 29 days of payment flexibility from original due date.

All trademarks and brand names are property of their respective owners. Use of them does not imply any affiliation with or endorsement by them.

If you have questions or concerns, please contact the Support Team at support.possiblefinance.com

Mailing Address: Possible Finance, PO Box 98686, Las Vegas, NV 89193

Loan

Advance

Card

Series

Articles

Our purpose

Public Benefit Corp

Financial Relief Plan

Possible Loan beats Brigit—get up to $500^ with more $0 perks

Possible Loan beats Brigit—get up to $500^ with more $0 perks

Possible Loan beats Brigit—get up to $500^ with more $0 perks

Borrow better with Possible Loan

Get more without a subscription

Get more without a subscription

Repay on your terms, not theirs

Repay on your terms, not theirs

Build credit history

Build credit history

Repayment

Speed

Pricing

Credit Reporting

Access

Repayment

Speed

Pricing

Credit Reporting

Access

We believe in transparent pricing

We believe in transparent pricing

When you apply for a Possible Loan, you’ll see exactly how much it will cost before you commit—no hidden fees or surprises. Use our calculator below to see a sample loan cost.

Relief Plan for emergencies

Relief Plan for emergencies

Frequently asked questions

Frequently asked questions

Frequently asked questions

Send instant cash right to the bank account you choose

Send instant cash right to the bank account you choose

Send instant cash right to the bank account you choose

Possible Loan beats Brigit—get up to $500^{^} with more $0 perks

Possible Loan beats Brigit—get up to $500^{^} with more $0 perks

Possible Loan beats Brigit—get up to $500^{^} with more $0 perks